ortant that you consider this information in the context of your personal risk tolerance and investment goals before making an investment decision. Neither Merrill Lynch nor any of its affiliates or financial advisors provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before ma

ng your financial transactions or arrangements is not intended as tax advice and cannot be relied upon for the purpose of avoiding any tax penalties. Neither Merrill Lynch nor its Friancial Advisors provide tax. accounting or legal advice. You should review any planned financial transactions or arrangement that may hav

ortant that you consider this information in the context of your personal risk tolerance and investment goals before making an investment decision. Neither Merrill Lynch nor any of its affiliates or financial advisors provide legal, tax or accounting advice. You should consult your legal and/or tax advisors before ma