help from our European network in reference checking the entrepreneurs. Andrew Shaw, the CEO, was previously the original data science employee at Kreditech, a well-known European consumer loan business. His partner, Peter Hagen, was previously the CEO of Vienna Insurance Group. Together they have the m

rally higher margins through cutting out most traditional brokers from their distribution funnel and applying the sophisticated analysis learned at Kreditech to their own underwriting models. The license is issued by BaFin, the same German regulator that granted N26 its banking license. BaFin's familiarit