oring, cabinets, etc. to be covered which is normally covered under "dwelling" or "building property". Coverage for at least $124,000 is required. Michelle Connor 11/3/14 Reviewer's Name Date Internal Use Only 04/20/10 CONFIDENTIAL SDNY_GM_00030572 EFTA_00141190 EFTA01279925

. c. Sufficient fidelity/employee dishonesty coverage (must be equal to at least 3 mths of regular unit assessments for entire project - 590,774). Michelle Connor 12/4/14 Reviewer's Name Date Internal Use Only 04/20/10 CONFIDENTIAL SDNY_GM_00030574 Erl'A_00141192 EFTA01279926

Stacie; Cabrera, Edward Cc: Mongage.Underwriting Subject: Condo review response Vickers Attachments: Vickers.doc Condo decision is attached. Michelle Connor Fifth Third Mortgage Condo Review Desk 5001 Kingsley Drive Cincinnati, OH 45227 MD 1 MOB 2V I 1 /3/2014 CONFIDENTIAL SDNY_GM00030668 EFTA 00

The following persons, constituting all of the Incorporators of the Corporation, were present in person: William S. McConnell Denise J. Richards Michelle Connor The Chairman then presented a copy of the Articles of Incorporation of the Corporation, and reported that the original thereof had been filed in th

d pieces of residence of each of rho persons forming the Corporation are as follows: 14AME 11.g))2gac2 William S. McConnell Donis() J. Richards Michelle Connor -3- 6000 Estate Canaan St. Thomas, U.S. Virgin Islands 00802 14-45 Estate Bonne Resolution St. Thomas, U.S. Virgin islands 00802 173B-39 Anna's

The following persons, constituting all of the Incorporators of the Corporation, were present in person: William S. McConnell Denise J. Richards Michelle Connor The Chairman then presented a copy of the Articles of Incorporation of the Corporation, and reported that the original thereof had been filed in th

OF MEETING: April 12, 2011 TIME OF MEETING: 2:00 PM DATED: April 12, 2011 William S. McConnell, Incorporator Denise J. Richards, Incorporator Michelle Connor, Incorporator EFTA00310542 The first meeting of Incorporators o MINUTES OF THE FIRST MEETING OF INCORPORATORS MORT, INC. Crteidae\ e Corporati

AS AND ST. JOHN ) The foregoing instrument was acknowledged before me this ,// If of April, 2011, by William S. McConnell, Denise J. Richards, and Michelle Connor. A'. ( 1 3 ,< V.•'..• • Notary Fubiio • ea..'.1-.` :7:7 MARY L 1' • - ti MY C0MMISM DPIR 10'444 2:e:-› PIP•035-10 ''' 5->c tettioonnaila an

The following persons, constituting all of the Incorporators of the Corporation, were present in person: William S. McConnell Denise J. Richards Michelle Connor The Chairman then presented a copy of the Articles of Incorporation of the Corporation, and reported that the original thereof had been filed in th

The following persons, constituting all of the Incorporators of the Corporation, were present in person: William S. McConnell Denise J. Richards Michelle Connor The Chairman then presented a copy of the Articles of Incorporation of the Corporation, and reported that the original thereof had been filed in th