r & Rigdon, L.L.P., Cocoa, for Petitioner. '707 Julie H. Littlty-Rubin, of Lytal, Reiter, Clark, Fountain & Williams, L.L.P., West Palm Beach, and Robert M. Moletteire, of Graham, Moletteire, 'futile & Torpy, PA., Melbourne, for Respondents. HARRIS, J. Gary and Joellen Parrish ("Parrish") sued State Farm as thei