10 AM EDT To: "Richard Kahn ([email protected])" <[email protected]> Hi Rich, Hope you had a nice weekend. Wanted to show STC and GA a Morgan Stanley New Issue HSBC Syr Fixed-to-Floating Rate Note that's closing on this Friday May 6th. Details: Product Type: Fixed-to-Floating Rate Notes Linked 3-month LIB

ate Note on 3m1 Date: =/b>May 2, 2016 at 11:41:10 AM =DT To: =/b>"Richard Kahn Hi Rich, Hope you had a nice =eekend. Wanted to show STC and GA a Morgan Stanley New Issue HSBC Syr =ixed-to-Floating Rate Note that's closing on this Friday May =th. EFTA_R1_02076793 EFTA02702841 Details: Product Type: =ixed-to-Float