• BBA, Loyola College in Maryland BRIAN JOHNSON, Head of Trading  Joined Lucerne Capital Management in 2008 r Previously, Senior Account Officer, Citi Private Bank • BS, University of Florida YOHANES WAHYUDI Trader Joined Lucerne Capital Management in 2011  Previously, Trading Assistant and Research Analyst

at capacity do you work with Jeffrey? Adam EFTA00721187 Adam M. Gross Head of Capital Market Client Coverage, North America Managing Director I Citi Private Bank et, New York, NY 10022 Original Message From: Richard Kahn [mailto: Sent: Wednesday, June 18, 2014 9:55 AM To: Gross, Adam [ICG-CPB] Subject:

). Then we=d move forward with items relating to the property - appraisal, title work,=insurance - about 60 days from closing. Th=nk you for giving Citi Private Bank the opportunity to help with your finan=ing. Please let me know if you have any questions. We loo= forward to working with you. Best, Cindy<=span>

cutive Officer Deutsche Borse AG Germany Christoph Franz Chairman and Chief Executive Officer Deutsche Lufthansa AG Germany Jane Fraser Head, Citi Private Bank Citi United Kingdom Fabrizio Freda President and Chief Executive Officer Estee Lauder Companies Inc USA Andy Freire Chairman Endeavor Argen

Congressman from Nebraska (Republican). 1st District. USA Member of the Board Chief Executive Officer Chairman and Chief Executive Officer Head, Citi Private Bank Professor Chairman, President and Chief Executive Officer Editor Digital Editor Chief Executive Officer, Europe Partner Chairman, JPMorgan Ch

00.00 $5,000,000.00 $5,000,000.00 Interest Rate 4.2500% 2 EFTA_R1_01911537 EFTA02662615 3.37=0% 3.250% $17,708.33 $14,062.50 $13,541.67 Citi Private Bank is fine wit= using unsecured loans towards the down payment. If you are intereste=, Marilyn and Ricardo can look at doing Line of Credit up to $1MM

=; Then we'd move forward with items relating to the property - appraisal, t=tle work, insurance - about 60 days from closing. Thank you for giving Citi Private Bank the opportunity to help with y=ur financing. Please let me know if you have any questions.&nbs=; We look forward to working with you. Bes=, Cindy