ause a clear and serious injury via a "particular and specific demonstration of fact, as distinguished from stereotyped and conclusory statements." Havens v. Metropolitan Life Insurance Co., No. 94 CIV. 1402 (CSH), 1995 WL 234710, at *10 (S.D.N.Y. April 20, 1995) (quoting Cipollone v. Liggett Grp., Inc., 785 F.2d 1108, 1121 (3d Cir. 19