at *1 (Tern. V.I. Sept. 6, 1991). "While an intended beneficiary may recover under a contract, an incidental beneficiary, cannot. See In re Nat'l. Molding Co., 230 F.2d 69, 72 (3d Cir.1956) (noting that an incidental beneficiary does not have a right of action under a contract)" Banks v. Intl Rental & Leas