. 2d 116 (Fla. 2008). 6 Levin, Middlebrooks, Mabie, Thomas, Mayes & Mitchell, P.A. v. U.S. Fire Ins. Co., 639 So. 2d 606 (F1a.1994) 1, 3, 4, 5 Lind v. Schmid, 67 N.J. 255, 337 A.2d 365 (1975). 10 Myers v. Hodges, 53 Fla. 197, 44 So. 357 (1907). 2, 11 Pack v. Unifund CCR Partners, No. 8:07-CV-1562-T-2