artner Interests THIS CONFIDENTIAL PRIVATE PLACEMENT MEMORANDUM (THE "MEMORANDUM") HAS BEEN PREPARED SOLELY FOR USE BY THE PROSPECTIVE INVESTORS OF VALAR GLOBAL FUND III LP (THE "FUND" OR THE "PARTNERSHIP") AND SHALL BE MAINTAINED IN STRICT CONFIDENCE. EACH RECIPIENT HEREOF ACKNOWLEDGES AND AGREES

D LIMITED PARTNERSHIP AGREEMENT (the "Agreement") is made and entered into as of June 24December , 20167 (the "Initial Closing Date"), by and among VALAR VENTURES GP 4141V LLC, a Delaware limited liability company (the "General Partner"), and each investor who is identified as a limited partner on EX

Pre-Money Valuation at Initial Investment: €44.0M Current Company Valuation: €55.8M Other Key Investors: Earlybird Capital, Wellington Partners VALAR I 29 EFTA00810267 Even Even is a financial app that ensures hourly workers always get at least their average pay. By offering consistency, E

VALAR Valor Global Fund II LP Capital Call October 10. 2017 Dear Southern Trust Company, Inc., Thank you again for your partnership in Valor Global Fun

VALAR Valor Global Fund III LP Capital Call May 31, 2018 Dear Southern Trust Company, Inc., Thank you again for your partnership in Valor Global Fund I

VALAR Valor Global Fund III LP Capital Call October 10. 2017 Dear Southern Trust Company, Inc., Thank you again for your partnership in Valor Global Fu

VALAR Vt.NTulttU Valor Global Fund III LP Capital Call April 18, 2017 Dear Southern Trust Company, Inc., Thank you again for your partnership in Valor

VALAR Valor Global Fund III LP Capital Call February 14, 2018 Dear Southern Trust Company, Inc., Thank you again for your partnership in Valor Global F

VALAR Valor Global Fund III LP Capital Call January 3, 2018 Dear Southern Trust Company, Inc., Thank you again for your partnership in Valor Global Fun

rivate Placement Memorandum Valar Ventures LLC 915 Broadway, Suite 1101 New York, New York 10010 Copy # Issued to: 148264373 vl EFTA00810400 VALAR Private Placement Memorandum Confidential Private Placement Memorandum VALAR GLOBAL FUND IV LP $150,000,000 Limited Partner Interests THIS CONF

s, Third Prime Capital, Contour VALAR / 19 EFTA00810493 Valar Fund 3 / Performance Drivers Petal Credit Underwriting Without FICO ca\ \GIs:0 VALAR / 20 EFTA00810494 Valar Fund 3 / ['orlon-Imre,' Drivers Petal Updates  Product went live in July with 5,000 cards issued to date. Forecast to

VALAR Summer 2017 Update EFTA00810510 VALAR SUMMER 2017 UPDATE Fund 1 Review FUND I PORTFOLIO UPDATE Fund 1 continues to perform well, with a 3.5x n

T This LIMITED PARTNERSHIP AGREEMENT (the "Agreement") of VALAR GLOBAL FUND III LP (the "Partnership") is made and entered into as of by and among VALAR VENTURES GP HI LLC, a Delaware limited liability company (the "General Partner"), and each investor who is identified as a limited partner on EXHIB

VALAR VLNYURLU Valor Global Fund III LP Capital Call July 20, 2017 Dear Southern Trust Company, Inc., Thank you again for your partnership in Valor Gl