l the Owner: 1. Signs and submits a transfer form In Good Order to our Administrative Office instructing us to move the funds to other divisions of the Separate Account or the Guaranteed Principal Account; 2. Requests the surrender of this policy under its original terms; or 3. Elects to exchange this policy under

CheckM An Interest Account that credits competitive, higher interest rates for ark higher balances.2 CheckM A diverse choice of investment funds in the Separate Account to develop your ark own investment strategies. EFTA00631032 CheckM No withdrawal or surrender fees and no sales commissions.3 ark Our contracts