EFTA00804430 OPTION 6. JOINT LIFE INCOME WITH REDUCED PAYMENTS TO SURVIVOR - PAYMENT OPTION RATES MONTHLY UFE INCOME PER $1,000 OF AMOUNT APPUED FEMALE1 & FEMALE2 FEMALE1 FEMALE2 IS YOUNGER THAN FEMALE1 BY: AGE' 10 Yrs. 9 Yrs. 8 Yrs. 7 Yrs. 6 Yrs. 5 Ws. 4 Yrs. 3 Yrs. 2 Yrs. 1 Yr. 60 $3.76 $3.79