22.6x Cost of Funds 0.08% I Or Avg. Forward 22.Ix Debt/Equity 7.7% Pre-Crisis Forward PIE Range 21-25x Div. Yield .84% 30 20 $0 qehwah Historical P/F 4fr .P.S 4, 41 4, 4? ' 4, Avg 21 The street is too short-term focused. providing the opportunity to buy a great franchise at a very reasonabl