uld tend to incriminate); See also Hoffman, 341 U.S. at 486 (witness’ “say-so does not of itself establish the hazard of self-incrimination”); In re Wincek, 202 B.R. 161, 168 (Bankr. M.D. Fla. 1996) (rejecting assertion of Fifth Amendment privilege in “broad, unsupported fashion”). The “reasonable