dge of our business, integrity, professional reputation, independence, wisdom, and the ability to represent the best interests of our stockholders. Compensation Committee Interlocks and Insider Participation None of our executive officers currently serves. and in the past year has not sentd, as a member of the board

Director 63 Lead Director 34 Director As of June 20,2015 Independent Director Member, Nominating and Corporate Governance Committee Member, Compensation Committee Member, Compliance Committee Member, Audit and Risk Committee Executive Officer and Director Biographies Robert G. Miller, Chairman and Chief Exe

ceive an additional retainer of $15,000 and $7,500, rtvoctively, to be paid on a quarterly basis in arrears. Our Compensation Committee Chairman and Compensation Committee members will also receive an additional retainer of $10,000 and $5,000. respectively, to be paid on a quarterly basis in arrears. 108 http/Avow.se

and directors. Upon completion of this offering. the Governance, Compensation and Nominations Committee charter will be available on our website. Compensation Committee Interlocks and Insider Participation None of our Governance. Compensation and Nominations Committee members has been one of our executive officers o