econd Report of the United Nations Monitoring Group on Al Qaida); R.1762, Ex. 5, p. 7 (October 22, 2003 Testimony of Former National Security Advisor Richard A. Clarke before the U.S. Senate Banking Committee). JA3778-3780, 3782-3783, 3785-3786, 3790-3792, 3794-3795, 3802, 3808-3809, 3810. JA3821-44, 4281-83, 4352-

ause paying will only result in more attacks and allows hackers to invest in more sophisticated software. In an op-ed for USA Today (7/25, 10.31M), Richard A. Clarke, who was White House counterterrorism coordinator under Presidents Bill Clinton and George W. Bush, argues that when corporations are hit with a cy