2003 12/19/03 More changes on New York’s 529 Plan; intra-family loans: term and demand loans, 2003-21 and forgiving them; note on William Roth and John Breaux 11/26/03 Inflation-adjusted numbers for 2004; charitable remainder trusts, “ordering rules” 2003-20 and qualified dividends (REG-110896-98) 11/10/0