al requirements, which would continue to limit the availability of leverage. For example, the Financial Choice Act, a product of Texas Representative Jeb Hensarling's team, would provide banks an off- ramp option to all Basel 3 requirements as long as banks hold a 10% capital ratio. This plan would probably decre

g Member John Yarmuth (D-KY) Current ranking Member Chris Van Hollen (D-MD) was elected to the Senate; Yarmuth is expected to replace him. Chairman Jeb Hensarling (R-TX) Ranking Member Maxine Waters (D-CA) Chairman Bob Goodlatte (R-VA) Ranking Member John Conyers (D-Ml) Chairman Jason Chaffetz (R-UT) Ranking