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PennyMac Financial Services, Inc. PFSI| PFSI US Kenneth Bruce Synchrony Financial SYF SYF US Kenneth Bruce Visa Inc. V VUS Kenneth Bruce UNDERPERFORM Apollo Investment Corporation AINV AINV US Derek Hewett Capital One COF COF US Kenneth Bruce Credit Acceptance Corp. CACC CACC US Kenneth Bruce Essent Group ESNT ESNT US Mihir Bha
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