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Opening Retirement Accounts If you want an adviser and don’t mind some fees: > Franklin-Templeton ( www.franklintempleton.com_) (800-527-2020) » American Funds ( www.americanfunds.com ) (800-421-0180) If you will do your own investing and want no-load funds: » Fidelity Investments ( www.fidelity.com_) (800
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