Payment Conditions. Payments must be made in U.S. dollars and drawn on funds on deposit at financial institutions insured by the F.D.I.C. Do not mall cash. Payments received by us by 5 pm central time will be credited as of the same day it the payment is in U.S. dollars and made: . By check or money order drawn on a financial institution located in the U.S. Of the post office, accompanied only with this payment coupon or your account number. and either mailed to our payment address on the front or delivered in person to us (do not mall cash): Electronically on usaa.com or through a thicl-party bill paying service: or . Telephonically by calling 1.800.531.9762. Payments that we accept that do not meet the above requirements will be credited within 5 days. We reserve the right to withhold credit availability until we confirm receipt of good funds. Account Settlements. You cannot settle your account balance without our written agreement. It you want to settle your account for less than the New Balance (for example if you dispute the amount you owe or you cannot afford to pay what you owe). you must write to us at USAA Credit Card Resolution Services. P.O. Box 34894. San Antonio. TX 78265 and we must agree in writing. Otherwise. we may process your payment and it will not release you from paying the remaining unpad balance or result in an accord and satisfaction. Transactions Payments and Credits Trans Date Post Date 11,20 11/20 Transactions SCOTT G BORGER Trans Date Post Date Description USAA CREDIT CARD PAYMENT SAN ANTONIO TX Total Payments And Credits For This Period XX 5034 Description Amount 56.548.15• $6,548.15- Amount 10:28 10/28 Shon & Main Gloucester MA $128.07 10126 10128 FIRING UP PIZZA & GRILL GLOUCESTER MA $10.38 10/27 10/28 SPORTS STOP WENHAM MA $28.00 10/27 10/28 TSr BRACKETT'S OCEANVEW ROCKPORT MA $3.76 10/26 10/28 PETCO 3722 63537229 GLOUCESTER MA $25.49 10/27 10/28 SO 'TOODELOOS! TOY GLOUCESTER MA $21.20 10/28 10/28 SO 'SHED'S SMOKED BBO Boston MA $19.26 10/29 10/29 RICHDALE FOOD SHOPS BOSTON MA $5.99 10/29 10/29 OPC BOSTON PARK • ECOM 617.635.4140 MA $4.15 10/29 10/29 OPC BOSTON PARK • ECOM 617.635.4140 MA $4.15 10/29 10/29 ZEN JAPANESE GRILL AND SU BOSTON MA $20.07 10/30 10/30 SUGAR MAGNOLIAS GLOU GLOUCESTER MA $25.94 10/30 10/30 DUNKIN X331505O35 GLOUCESTER MA $3.46 10/30 10/30 SEASIDE CYCLE MANCHESTER MA $61.48 11/01 11/01 LAUBERGE CHEZ FRANCOIS GREAT FALLS VA $154.85 11/01 11/01 WILLOW ST SELF STORAGE 978.5157994 MA $400.00 11/01 11/01 EXXONMOBIL 97449136 FITCHBURG MA $39.68 11/01 11/01 EXXONMOBIL 97449136 FITCHBURG MA $15.98 11/01 11/01 FIVE GUYS MA 1580 QSR LEOMINSTER MA $12.08 11/01 11/01 KRISPY KREME 3509 WASHINGTON DC $3.83 11/02 11/02 SO *THE SOUTHERN PIE COMP Chester VT $7.36 11/03 11/03 JIFFY MART #50 CITGO CHESTER VT $36.25 11/04 11/04 MOOO RESTAURANT BOSTON MA $119.16 11/04 11/04 LIFE ALIVE CAFE (BOYLSTON617-6512389 MA $10.43 11/05 11105 LIFE ALIVE CAFE (BOYLSTON BOSTON MA $6.37 11/05 11105 THE PARAMOUNT BOSTON MA $18.12 11/05 11105 MBTA PARK STREET BOSTON MA $5.80 11/06 11/06 LJ PERETTI COMPANY BOSTON MA $97.55 11/06 11106 SHINOLA - BOSTON 8447446nro MA $1.753.13 11/06 11/06 EATALY BOSTON SALIDO BOSTON MA $34.96 11/06 11/06 2657 AMC BOSTON COMMON BOSTON MA $14.19 11/07 11/07 TSr BOLOCO - BOSTON COMM BOSTON MA $17.93 11/08 11/08 COMMON CROW GLOUCESTER MA $19.19 11/09 11/09 GULF OIL 92038891 FRAMINGHAM MA $33.27 11/09 11/09 CIRCLE K 07406 DUMMERSTON VT $4.26 11/10 11710 WAL-MART #2530 RUTLAND VT $43.86 11/10 11710 RUTLAND PREMIUM CINEMA RUTLAND VT $30.00 11/11 11711 DUNKIN #350483 035 STONEHAM MA $7.73 11/11 11711 GAMESTOP #5308 STONEHAM MA $31.86 11/12 11/12 BOS WAHLBURGER 6551400 BOSTON MA $14.44 11/13 11713 Slipstream II Washington DC $42.68 11/13 11713 LIFE ALIVE CAFE (BOYLSTON BOSTON MA $7.76 11/13 11713 DELUCAS MARKET BOSTON MA $11.43 11/13 11713 EATALY BOSTON CATAPULT BOSTON MA $9.42 I lit 3 11/13 SO 'COMMONWEALTH JOE COFF Arlington VA $3.82 11/13 11713 ZEN JAPANESE GRILL AND SU BOSTON MA $15.09 11/13 11713 THE GROVE-WASHINGTON WASHINGTON DC $6.42 11/14 11714 ALIENS PHARMAC08711459 MANCHESTER MA $20.16 11/14 11714 CROSBY'S MARKETPLAC MANCHESTER MA $15.97 11/15 11715 XSOLLA H.XSOLLA.COM CA $10.62 11/15 11715 SUGAR MAGNOLIAS - GLOU GLOUCESTER MA $22.73 11/16 11716 WHOLEFDS LNF #10452 LYNNFIELD MA $9.63 11/16 11/16 WHOLEFDS LNF #10452 LYNNFIELD MA $82.43 11/17 11/17 SGUYS 1487 QSR PEABODY MA $12.17 11/18 11/18 DELUCAS MARKET BOSTON MA $6.99 11/18 11/18 LIFE ALIVE CAFE (BOYLSTON BOSTON MA $10.43 11/18 11/18 BLUNDSTONE (U.S.A.)INC 877-3442525 NJ $185.57 11/19 11/19 Bill RESTAURANT BOSTON MA $18.19 11/20 11/20 BACK HEALTH CARE BOSTON MA $700.00 11/20 11/20 WOLF HILL GARDEN CENTER GLOUCESTER MA $343.00 11/20 11/20 CKESLACK ARROW 26 C BEVERLY MA $26.42 11/22 11/22 TSr SHABU MARU BOSTON MA $111.02 SONY_GM_00010265 0 PACE 3 of 4 1 0 3301, 3000 DIM O1 A03110 EFTA_00120919 EFTA01266598

Pal Account Summary Statement Closing Date 11/26/19 USAie Account Number 4270 >3001 Valk( 5034 Payment Due Date 12/21/19 11/22 11/22 11/22 11/22 11/22 11/23 11/23 11/23 11/23 11/23 11/23 11/25 11/25 11/22 11/22 11/22 11/22 11/22 11/23 11/23 11/23 11/23 11/23 11/23 11/25 11/25 Transactions GHISLAINE BOR Trans Date Post Date 10/30 10/30 10/30 10/30 t 0/30 10/30 11/01 11/01 11/09 11/09 11/16 11716 11/19 11719 11/22 11/22 11/23 11/23 Fees Trans Date Post Date Card Interest Charged Trans Date Post Date ! I 26 1126 126 1126 126 1126 Reference Number Reference Number Transactions (continued) Testa 188.85183752 CA MBTA ARLINGTON BOSTON MA SO *GOURMET BOUTIOU BOSTON MA SO *GOURMET BOUTIOU BOSTON MA DNCSS TD GARDEN CONCES BOSTON MA THE PARAMOUNT BOSTON MA MANCHESTER GAS 8 SERVICE MANCHESTER MA MANCHESTER ACE HOWE MANCHESTER MA UBER TRIP HELP.UBER.COM CA SO 'ESSEN MANCHESTER MA SO 'ESSEN MANCHESTER MA SO 'CLOVER FOOD LAB Cambridge MA SO *JUICE PRESS Boston MA Total Transactions For SCOTT G BORGERSON $4,250.00 $11.60 $2.99 $3.18 $8.25 $27.01 649.02 S35.03 $8.62 $35.74 $5.12 $10.80 $14.02 $9,027.01 XXX 0912 Description Amount AMZN Mktp US*Y816851S3 Amzn.convbill WA $47.76 AMZN Mktp USSU6U66R23 Amzn.corrvbill WA $623.92 AMZN Mktp USTG03H7IG3 Amzn.corrvbill WA $105.09 AMZN Mktg US*CH8CY8CS3 Amzn.corrvbill WA $10.30 Amazon Prime Arnzn.convbill WA $12.99 Auclible*CJ0P28SE3 Arnzn.00rnbill NJ $14.95 AMZN Digital*BG14T7KI3 888-8024080 WA $16.99 AMZN MKTP US*2M25L7M03 AM AMZN.COMBILL WA $26.12 AMZN MKTP US*JS81G0JY3 AM AMZN.COMBILL WA $69.98 Total Transactions For GHISLAINE BORGERSON $928.10 Description Total Fees For This Period Description Interest Charge on Purchases Interest Charge on Cash Advances Interest Charge on Balance Transfers Total interest For This Period Amount s0.00 Amount SO.:Y3 S2:() S2:() s0.00 2019 Totals Year-to-Date Total lees charged In 2019 $0.00 Total interest charged in 2019 $0.00 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Type of Balance Annual Percentage Rate (APR) Balance Subject to Interest Rate • Interest Charge Regular Purchases (v) 12.65% $0.00 $0.00 Regular Cash Advances (v) 12.65% $0.00 $0.00 The APR for a balance type followed by a (v) is a variable rate. Paying interest and Your Grace Period: We will not charge you any further interest on your Purchase Balance on this Statement if you pay your entire New Balance by your Payment Due Date of 12/21/19. 'Balance Computation Method: Average Daily Balance (including New Purchases). For more information about how we calculate the Balance Subject to Interest Rate and how resulting interest was determined. call (800) 531.9762. Additional Disclosures If your name appears on this statement, our records show that this Is your account and that you are liable for paying the New Balance. Information repotted to credit bureaus. We may report information about your account to credit bureaus. Late payments. missed payments. or other defaults on your account may be reflected in your credit report NOTE: When you pay by check. you authorize us to use information from your check to make a onetime electronic funds transfer from your checking account. Funds may be withdrawn from your account as early as the day we receive your payment and you will not receive your check back from your bank What to Do If You Think You Find A Mistake on Your Statement It you think there is an error on your bill, write to us at: USAA Credit Card Services, P.O. Box 65020, San Antonio, TX 78265-5020. In your letter. give us the following information: • A000unt information: Your name and account number. . Dollar amount: The dollar amount of the suspected error. . Description of Problem: II you think there is an error on your till. describe what you believe Is wrong and why you believe it is a mistake. Additional Disclosures continue on next page. 007813821 SONY_GM_C0010266 1850 WIN 1 7 18 191126 0 PAGE 3 or 4 10 3309 )000 8144 O1A113330 EF1'A_00120920 EFTA01266599

Additional Disclosures (continued) You must contact us within 60 days after the error appeared on your statement. You must notify us of any potential errors in wrieng. You may call us at 1-800-531-9762 or notify us electronically at usaa.corn, but if you do we are not required to investigate any potential errors and you may have to pay the amount in question. While we investigate whether or not there has been an error. the following are true: . We cannot try to collect the amount in question. or report you as delinquent on that amount. . The charge in question may remain on your statement, and we may continue to charge you interest on that amount. But. if we determine that we made a mistake, you will not have to pay the amount in question or any interest or other fees related to that amount. . While you do not have to pay the amount in question, you are responsible for the remainder of your balance. . We can apply any unpaid amount against your credit limit. Your Rights It You Are DSSelthRed Wth Your Credit Card Purchases If you are dissatisfied with the goods or services that you have purchased with your credit card, and you have tried in good faith to correct the problem with the merchant. you may have the right not to pay the remaining amount due on the purchase. To use this right. all of the following must be true: 1. The purchase must have been made in your home state or within 100 miles of your current mailing address. and the purchase price must have been more than $50. (Note: Neither of these are necessary if your purchase was based on an advertisement we mailed to you. Or if we own the company that sold you the goods or services.) 2. You must have used your credit card for the purchase. Purchases made with cash advances from an ATM or with a check that accesses your credit card account do not qualify. 3. You must not yet have fully paid for the purchase. If all of the criteria above are met and you are still dissatisfied with the purchase. contact us in writing at: USAA Credit Card Services, P.O. Box 65020, San Antonio, TX 78265-5020. While we investigate. the same rules apply to the disputed amount as discussed above. After we finish our investigation. we will tell you our decision. At that point. if we think you owe an amount and you do not pay we may report you as delinquent. Liability for Unauthorized Use If you notice the loss or theft of your credit card or a ', Affable unauthorized use of your card. call us immediately at 1.800-531.9762(overseas. call collect. (210)491-9097). You may also contact us on the Web at www.usaa.com or write to us at: USAA Credit Card Services, P.O. Box 65020, San Antonio, TX 78265-5020. With our Zero Liability Policy. you are not liable for Unauthorized Use of your Card. Merchant Credits If you become entitled to a credit from any person who accepts your card. that person must transmit a credit statement to us within seven business days. We must credit your account within three business days following receipt of the credit statement. You are not responsible for payment of any interest or other charges resulting from any failure to comply with these requirements. USAA credit cards are issued by USAA Savings Bank Important Account Information Minimum Payment Addendum to the USAA Credit Card Agreement When we send you a bill. it will show your Minimum Payment Due. We must receive payment of at least the Minimum Payment Due by the Payment Due Date on the bill. Notwithstanding anything to the contrary in Section 23 of the USAA Credit Card Agreement, the amount of your Minimum Payment Due will be the greater of: (1) the sum (rounded to the nearest dollar) of 1% of your New Balance plus the interest and fees we charged as shown on the bill and any past due amounts: or (2) $15. However. it your New Balance exceeds your Credit Limit. then at our option. we may require you to pay any amount up to the entire ovetlimit amount instead of the Minimum Payment Due. In no event will your Minimum Payment Due exceed the amount of your New Balance. We may adjust your Minimum Payment Due in accordance with our PayAhead Program. Pay-Ahead Program: Your Regular Minimum Payment is the Minimum Payment amount calculated in accordance with the USAA Credit Card Agreement. If your aCCOunl is eligible for our Pay-Mead Program and is in good standing. when you make more than the Regular Minimum Payment. we may. at our option. permit you to skip some or all of your next two Regular Minimum Payments. When this occurs. we continue to calculate your Regular Minimum Payment: however. the amount of the minimum payment due displayed on the first page of your statement. on usaa.00m. on mobile devices. and on our phone systems is reduced by the amount you may skip. Your Regular Minimum Payment this month is $60.00. If the amount of the minimum payment due displayed on the first page of this statement is less than $60.00. you may skip the difference between the two amounts and you need only pay the lower amount under our Pay-Ahead Program. This means the amount that you must pay on this statement is $0.00. Remember that Finance Charges continue to accrue on all unpaid balances. If you use a bill paying service and pay the minimum, the payment made will be the amount of the minimum payment due displayed on the first page rather than the Regular Minimum Payment You may opt out of the Pay-Ahead Program at any time by calling us at 1.800.531.9762. Your 2019 Year-End Summary will be available on USAAcom and the USAA Mobile application by February 2020. Your account must be open and in good standing at the end of 2019 for a Year-End Summary to generate. SDNY_GM_000 10267 3550 11614 1 7 111 191136 0 PA0S 4 of 4 1 0 33011 3000 5164 01413330 EFTA (H)12092! EFTA01266600