ECOA codes with definitions Association with account currently active 0 1 2 3 4 5 6 7 w Association terminated as of date reported X Deceased: This individual has been reported as deceased. There may or may not be other people associated with this account. A Undesignated: Reported by Experlan only. H Individual: This individual has contractual responsibility for this account and is primarily responsible for its payment Termination code H is to be used only in cases of mortgage loans being assumed by others. B Joint account — contractual responsibility: This individual is expressly obligated to repay all debts arising on this account by reason of having signed an agreement to that effect. There are other people associated with this account who may or may not have contractual responsibility. C Authorized user: This individual is an authorized user of this account; another individual has contractual responsibility. Joint account: This individual participates in this account. The association cannot be distinguished between joint account — contractual responsibility or authorized user. Cosigner: This individual has guaranteed this account and assumes responsibility should signer default. This code is to be used only in conjunction with code 7 signer. F On behalf of: This individual has signed an application for the purpose of securing credit for another individual, other than spouse. G Signer. This individual Is responsible for this account, which is guaranteed by a cosigner. This code is to be used in lieu of codes 2 and 3 when there is a code 5 cosigner. Business/Commercial: This association code is used to identify that the company reported In the name field is associated with the account. Public record glossary Account conditions BK 7-PETIT BK 7-DISCHG BK 7-DISMIS BK 11-PETIT BK 11-DISCHG FiK 71-DISMIS BK 12-PETIT BK 12-D1SCHG Explanation BK 12-DISMIS BK 13-PETIT BK 13-DISCHG BK 13-DISMIS CH SUP JUDG CH SUP SATIS CIV CL JUDG CIV CL SATIS CIV CLVACAT FEDTAX LIEN FED TAX REL SM CL JUDGMT SM CL SATIS SM CLVACAT STATE TX LN STATE TX REL SUIT DISMISS SUIT FILED Petition Chapter 7 bankruptcy (liquidation) Discharged Chapter? bankruptcy (liquidation) Dismissed Chapter 7 bankruptcy (liquidation) Petition Chapter 11 bankruptcy (r eorganization) Discharged Chapter 11 bankruptcy (reorganization) Dismissed Chapter 11 bankruptcy (reorganization) Petition Chapter 12 bankruptcy (adjustment of debt - family farmer) Discharged after completion Chapter 12 bankruptcy (adjustment of debt — family farmer) Dismissed Chapter 12 bankruptcy (adjustment of debt — family farmer) Petition Chapter 13 bankruptcy (adjustment of debt) Discharged/Completed Chapter 13 bankruptcy (adjustment of debt) Dismissed Chapter 13 bankruptcy (adjustment of debt) Child support delinquency judgment Child support delinquency judgment satisfied Civil claim judgment Civil claim judgment satisfied Civil claim judgment vacated either before or atter it has been satisfied Federal tax lion Federal tax lien released Small-claims judgment Small-claims judgment satisfied Small-claims judgment vacated either before or after it has been satisfied State tax lien State tax lien released Suit dismissed or discontinued Suit filed 5 EFTA00134139

Kind of business codes Code E xplanation Code Explanation Code Explanation AM Auto rental Fr Sales financing companies LA Air conditioning/heal/plumbing/ AC Auto leasing Fl Investment firms electrical sales AF Farm implement dealers FL Savings and loans —mortgage LF Fixture and cabinet suppliers AL Truck dealers FM Mortgage companies LP Paint, glass, wallpaper store AN Automobile dealers, new FP Personal loan companies Li Lumber/Building material/ Hardware — nonspecific AP Automotive parts FR Mortgage reporters AR Auto repair. body shops FS Savings and loan companies MA Animal hospitals AS Service stations FT Investment securities MB Dentists AT TBA stores, tire dealers FU Bulk purchase finance MC Chiropractors AU Automobile dealers, used FW Bulk purchase finance — general MD Doctors AZ Automotive— nonspecific FY Miscellaneous loan broker MF Funeral homes FZ Finance companies — nonspecific MG Medical group BB All banks — nonspecific MH Hospitals and clinics BC Bank ci edit cards GD Da lr tes MM Cemeteries BO Bank — installment loans GN Neighborhood grocers MO Osteopaths BM Bank — mortgage department GS Supermarkets MP Pharmacies and drugstores RN Industrial bank GZ Groceries — nonspecific MS Optometrists and optical outlets BO Co-op bank MV Veterinarians BS Savings bank HA HC Appliance sales and service Carpets and floor coverings M2 Medical and related health — nonspecific CG General clothing store HO Interior decorators/designers CS Specialty clothing store HF Home furnishing stores NA Airlines C2 Clothing store — nonspecific HM Music and record stores ND Credit card — department store HR Furniture rentals NF Credit card — finance company DC Complete department stores HT TV and radio sales and service NS Credit card — savings and loon DV Variety stores HZ I tome furnishings — nonspec if it NU Credit card —credit union D2 Department and variety NZ National credit card/airlines — stores — nonspecific IG General insurance nonspecific IL Life insurance ES Business education IZ Insurance — nonspecific OC Oil company credit cards EC Colleges OZ Oil companies — nonspecific EL Student loans JA To ;refers ET Technical education JP Computer sales and service PA Accountants and related services EU Universities JV Videotape rental and sales PB Barber and beauty shops EV Vocational and trade schools JZ Jewelry/Cameras and PC Equipment leasing EZ Education — nonspecific conmptll er s — nonspecific PD Dry cleaning/Laundry/related PE Engineering/all kinds FA Auto financing companies KG General contractors PF Florists FB Mortgage brokers KI Home-improvement contractor PG Photographers FC Credit unions KS Suhcontractors PH Health and fitness clubs FD Bail bonds KZ Contractors — nonspec it P1 Detective service 6 EFTA00134140

Code Explanation Code Explanation Code Explanation Pt. Legal and related services UL Long-distance phone company YL Collections attorney PM Check-cashing services UO OnlinelInternet services YR Repossession company PN Restaurants/Concessions UP Cellular and paging services TZ Collections — non specific PP Pest control UR Waste recyclinggiandlers PR Country clubs US Sat elliteTV/Direct ZA Auto reseller PS Employment screening broadcast providers ZB Credit report brokers PZ Personal service (nonmedical) — UT Local telephone service provider ZC Credit reporting agencies ionspecif ic UV Home security company ZD Direct-to-consumer reseller UW Wireless telephone service provider ZE Employment reseller QZ Mail-order houses — nonspecific UZ Utilities and fuel — nonspecific ZF Finance reseller ZI Insurance reseller RA Apartments VC City and county ZL Leasing and rental reseller RC Office leasing VF Federal government ZM Manufacturing RD Mobile home dealers VK Child support sei vices 2P Personal service reseller RE Real-estate sales and rentals VL Law enforcement ZR Retail not elsewhere classified RH Hotels VS State government ZS Services not elsewhere classified RM Motels VX Court codes 2T Tenant screeners reseller RP Mobile home park VZ Government —nonspecific 2W Wholesale not elsewhere classified RR Property and property ZY Collection reseller management company WA Automotive supplies ZI All others not elsewhere classified RI Real-estate/public accommodations — nonspecific WB Building supplies/Hardware WC Clothing and dry goods WD Drugs. chemicals and related goods SA Aircraft sales and service SB Boats and marinas sales and service WG Wholesale grocery and related products SM Motorcycles and bicycles sales and service WH WM Home furnishings Machinery, equipment supplies Si Sporting goods —nonspecific WP Credit card processors W2 Wholesale —nonspecific TC Farm chemicals and fertilizer stores TF Feed and feed stores XO Direct-mail list services TN Nursery and landscaping XL List processing vendors Ti Farm and garden supplies/ services — nonspecific XM KZ Media Advertising — nonspecific UA UC Water utilities/Bottled water CableTV providers YA Collection department —ACB credit bureau UO Garbage and rubbish disposal Ye Collection department — bank UE Electric light and power company Ye Other collection agencies OF UG Fuel oil distributors Gas company, natural and bottled TO Collection department — department store UH Coal and wood suppliers YF Collection department — loan company 7 EFTA00134141

Special comment codes Code Descri it nn C F H 1 ;ft O AS AC AF AG AH Al :F.G1 AI. ,t! AN An AP AS AT Account payments being managed by financial counseling service Paid by cosigner Primary maker filed bankruptcy Secondary maker tiled bankruptcy Account closed due to transfer or refinance Assignor —loan has been assumed by another party Election of remedy — reported by subscriber Account closed at credit grantors request Transferred to another lender Special handling — contact subscriber if more information is needed Adjustment pending — reported by subscriber Debt being paid through Insurance Paying under a partial or modified payment agreement Single payment loan Simple interest loan Purchased by another lender Recalled to military active duty Payroll deduction Student loan permanently assigned to government Account payments assured by wage garnishment Account acquired by RTC/FDIC/NCUA Voluntarily surrendered — then redeemed Credit line suspended Contingent liability Account closed due to refinance Account closed due to transfer Code Descr iption ,43as1/2, Account legally paid in full for less than the full balance AV. First payment never received AW Affected by natural or declared disaster AX Account paid by collateral AY Now paying AZ Redeemed repossession BA Transferred to recovery SB Full termination/status pending SC Full termination/obligation satisfied BD Full termination/balance owing BE Ear ly termination/status pending SF Early termination/obligation satisfied SG Early termination/balance owing BH Early termination/insuiance loss Bt Involuntary repossession 8.1 Involuntary repossession/obligation satisfied ex Involuntary repossession/balance owing BE Credit card lost or stolen ON Paid by company who originally sold the merchandise BO Foreclosure proceeding started BP Paid through insurance BS Prepaid lease BT Principal deferred/interest payment only CH Guaranteed/insured CI Closed due to inactivity DM Acquired from another lender MR Substitute/replacement account Compliance condition codes XB = Account information disputed by consumer XC = Completed investigation of Fair Credit Reporting Act (FCRA) dispute —consumer disagrees XD = Account closed al consumer's request and in dispute under FCRA XE = Account closed at consumer's request and dispute investigation completed — consumer disagrees XF = Account in dispute under Fair Credit Billing Act (FCBA) XG = FCBA dispute resolved — consumer disagrees XH = Account previously in dispute —now resolved. reported by credit grantor XJ = Account closed at consumer's request and in dispute under FCBA X2 = Account closed al consumer's request Espenan 4/5 Anion Blvd. Costa Mesa. CA 92626 T: I VS 414 1120 www:m0mmo.corn Expolian Inform May. Solo.oris. In.. • Al typists italay.1 Ulkle.1 and Si mad•••• tor., hetet. re rnaoLs or tagellarid friflornamlie or Fopome S•Mulions O69a soraity nwt•ts nitml.onui !Kies sin sy b. dui Nsfrif ovio, inrassa • ww.c.cs EFTA00134142

Credit Profile Report Unsurpassed data precision and file coverage • •• • •••• 6:•• 65 Experian ••• ••• • The best decisions begin with the best information. The Credit Profile Report from Experian offers unparalleled accuracy and superior data quality generated by the File One system. Experian's Credit Profile Report gives you the accurate, current and complete information you need to: • Acquire new business — Make decisions about new customers and new accounts with speed and accuracy • Manage customers — Monitor, evaluate and make decisions based on changes in the customer profile as they occur Maximize collections — Detect potential fraudulent activity and take action where your recovery chances are greatest File One" is your key to profitable decision making Complete — File One is the most comprehensive nationwide consumer credit information available. Accurate — High-integrity, current information is provided. Easy to read —Our format groups similar data elements together for faster analysis. Flexible — Optional display formats are available. Current and relevant credit information Higher hit ratios and more complete files Unique file matching system that examines many variables Saves you time and money • Eliminates multiple inquiries • Replaces manual searches for information For your reference. a sample Credit Profile Report is provided on the following pages. EFTA00134143

Inquiry sample TCA1 RTS 3122250X1J CONSUMER,JONATHAN QUINCY 999999990. CONSUMER.NANCY CHRISTINE 123456789. CA-10655 NORTH BIRCH STREET/BURBANK CA 91502, PH-714.555.1111, DL: CA N2345678, PA-1314 SOPHIA LANE APT 43/SANTA ANA CA 92708-5678. Y-1951, 7-04048060: E-AJAX HARDWAREY2035 BROADWAY SUITE 3004_0S ANGELES CA 90019 Credit Profile Report TCA I RTS 3122250)010 CONSUMER,NANCY CHRISTINE • •• • 6: txperian • •• . 13:Experian- CONSUMER.JONATHAN QUINCY@ 999999990:0 123456789;0 CA-106SS NORTH BIRCH STREET/BURBANK CA 91507,0 PH-714.555.111LO PA-1314 SOPHIA LANE APT Y3/SANTA ANA C A 92708-5678,0 Y-1951.0 E -AJAX HAROWARE/203S BROADWAY SUITE 300/LOS ANGELES CA 90019 a Experlan's Credit Profile Report Files on more than 215 million credit-active consumers nationwide are maintained in Experian's database. Your inquiry initiates a search of this database. which produces an applicant's credit history — the Credit Profile Report. An illustration and description of a sample Credit Profile Report follow. Reminder: To ensure compliance with the Fair Credit Reporting Act, reasonable care should be taken to input accurate identification belonging to the consumer when requesting services. a b C d f h k Inquiry Subscriber number and password Consumer's name Social Security number (SSN) Spouse's name and SSN Current address Telephone number Driver's license number Previous address Year of birth Type of terms and amount Employment Dl: CA N2345678; O T-04048060; 0 2 EFTA00134144

• •• • •f Experian- TCA1 RTS 3122250*** CONSUMER,JONATHAN QUINCY 999999990;CA-10655 NORTH BIRCH STREET/BURBANK CA 91502 1:101. PAGE 1 DATE 3-28-2 0 0 6 TIME JONATHAN QUINCY CONSUMER 10655 N BIRCH ST BURBANK CA 91502-1234 RPTD: 4-01 TO 1-04 U LAST SUB: 2390446 *1314 SOPHIA LN APT 3 SANTA ANA CA 92708-5678@ RPTD: 1-99 U 1X LAST SUB: 1199999 @ *2600 BOWSER ST #312 LOS ANGELES CA 90017-9876 RPTD: 9-97 I 11:19:56 V001 TCA1 0 SS:999-99-9990 E: AJAX HARDWARE 234-56-7891* 2035 BROADWAY SUITE 300 123-45-6789* DOB: 1/10/1951(D LOS ANGELES CA RPTD: 6-04 I 90019 *JACK CONSUMER, JOHN SMITH, JONATHAN SMITH JONES JR O Consumer identifying information 1 A code that identities the Experian or credit reporting agency office nearest to the consumer's current address. Used for consumer referrals. 2 Consumer's name and address, Including time frame reported, source and number of subscribers reporting the address. U = Update tape I = Inquiry M = Manual data P = PDS — Experian's proprietary data source 3 Last subscriber reporting the consumer at his or her current address. 4 Consumer's previous addresses with source, in order by reliability of source. 5 An asterisk preceding any address indicates the address did not match inquiry address. 6 Consumer's Social Security number and other Social Security numbers reported on the consumer's file, in descending order based on number of occurrences reported; asterisk denotes any social not matching inquiry input social. E: BELL AUTOMOTIVO 111 MAIN STREET BURBANK CA 91503 RPTD: 5-97 TO 11-02 I 7 Consumer's year of birth or date of birth. 8 Employer's name and address, including time frame reported and source. U = Update tape I = Inquiry 9 Previous employer's name and address, with time frame reported and source. 10 Alternate names such as different, previous surnames or nicknames associated with the consumer's file. 3 EFTA00134145

DEMOGRAPHICS PH: 818.555.1111 UR PH: 706.432.9876 IB PH: 213.876.1234 UB GEO: 35 123 456789 0 1234 FRAUD SHIELD SUMMARY INPUT SSN RECORDED AS DECEASED INQ: DOB: 1-10-1951 DOD: 3-30-2004 INPUT SSN ISSUED 1965-1966 TELEPHONE NUMBER INCONSISTENT W/ADDRESS FROM 12-01-05 INQ COUNT FOR SSN=5 FROM 12-01-05 INQ COUNT FOR ADDRESS=15 PUBLIC RECORDS 3 INSTALL BAL--$27,750 R ESTATE BAL-$263,551 REVOLVNG BAL--$2,123 rik ANTAGESCORE SCOREX PLUS NEW ACCT BANKRUPTCY PLUS le ilik. Demographics PROFILE SUMMARY PAST DUE AMT--$3,644 SCH/EST PAY---$1,327 R ESTATE PAY--$1,887 REVOLVNG AVAIL---77% Demographics contains the consumer's telephone number (including source and phone type): R = Residential B = Business C = Cellular P = Pager T = Pay telephone F = Fax I = Institution Also includes GEO code of the current address. Optional by contacting your Experian sales representative. SCORE SUMMARY = 611 = 518 = 1040 FILE: PHONE ANSWERING SERVICE: ABC ANSWER-ALL 10655 N BIRCH ST BURBANK CA 91502 COMMERCIAL BUSINESS ADDRESS: J&J INVESTMENTS 2600 BOWSER STREET #312 LOS ANGELES CA 90017 213.111.2222 CNT 05/03/05/23 INQUIRIES--3 SATIS ACCTS---6 INQS/6 MO--3 NOW DEL/DRG---2 TRADELINE-10 WAS DEL/DRG---2 PAID ACCT--1 OLD TRADE-12-89 SCORE FACTORS: 91, 50, 12, 31 SCORE FACTORS: 61, 63, 40, 56 SCORE FACTORS: 39, 48, 90, 34 Fraud Shield- Summary Fraud Shield' Summary contains messages related to the Fraud Shield baud prevention services. Optional with SHIELD keyword on inquiry or contact your Experian sales representative. pi . Profile Summary Profile Summary contains 17 significant calculations from the Credit Profile Report. Optional with PRIM keyword on inquiry or contact your Experian sales representative. Score Summary Risk model scores are generated if you use Experian's credit risk models. Optional with RM keyword on inquiry or contact your Experian sales representative. May also optionally display score factor code definitions. 4 EFTA00134146

*SO CALIF DISTRICT COURT C#: 45078321 11 *COUNTY SPR CT SANTA ANA D#: 7505853 PUBLIC RECOR 6-21-03 7-01-04 3011111 1 BP: B476P2109 18 12 19 9-19-03 3019999 $1,200 CIV CL JUDG 1 BP: B1234P50987 PLAINTIFF: ALLIED COMPANY@ $12,450 CO LIEN REL0 *U S BANKRUPTCY COURT 6-12-00 1-11-01 3009999 $129,803-1, BK 7-PETIT D#: 350545399062345612 $85,500-A VOLUN TRADES SUBSCRIBER OPEN AMT-TYl AMT-TYP2 ACCTCOND PYMT STATUS SUB# KOB TYP TRM ECOA BALDATE BALANCE PYMT LEVEL MOS REV PYMT HI STORY ACCOUNT # LAST PD MONTH PAY PAST DUE MAXIMUM BY MONTH *CREDIT AND COLLECTION 10-03 $1,590-O COLLACCT 3980999 YC COL 1 12-25-06 $1,590 11-03 (28) GGGG-GGGGG-GG 98E543182136 $1,590 11-03/G GGGGGGGG-G-- @ORIGINAL CREDITOR: MEDICAL PAYMENT DATA ACCOUNT INFORMATION DISPUTED BY CONSUMER* **DEBT BEING PAID THROUGH INSURANCE** I SLAND SAVINGS 3-03 $500-L $775 -H PAID CUR WAS 30 1211248 BC CRC REV 2 4-20-05 4-05 (26) BCCCCCCCCCCCC 405855254820 4-05 **ACCOUNT CLOSED AT CONSUMER'S REQUEST** HEMLOCKS 2-05 $2,000-L OPEN CCC1CCCCCCCC CURR ACCT 2313849 DV ISC 024-D 3 6-10-06 $2,000 2-05 (17) NNNNUNNDINNNNN O 8285103111261 NNNN DEFERRED PAYMENT START DATE: 03/01/2007 0 00 Public records Public record information consists of bankruptcies, liens and civil actions against a consumer. 11 Reporting court's name. 12 Original filing date with court. 13 Status date if status is satisfied, released, vacated, discharged or dismissed. 14 Reporting court's subscriber number. 15 Amount of public record. 16 Type of public record. 17 Certificate ID or docket number. 18 Code describing the consumer's association to the public record item per the Equal Credit Opportunity Act. 19 Book and page number. 20 Plaintiff's name. 21 Liability and asset amounts for bankruptcies only. 22 Voluntary indicator only; may display as VOLUN if consumer voluntarily dismissed bankruptcy. 10 . Trades Any or all of the following information may appear if provided by a subscriber: a. Original credit grantor name for third-party collection agency tradelines b. Balloon payment information (date and amount) or deferred payment start date for deterred loans 23 Compliance condition code reported by a subscriber to distinguish accounts that are "Closed by Consumer" andfor "Disputed Accounts." 24 Special comments reported by a subscriber or consumer to distinguish accounts that may require special handling. 25 "D" indicates the terms of the loan have been deterred to a future date. 5 EFTA00134147

*CENTRAL BANK 1132912 BI AUT 59 23802654388 ON *MOUNTAIN BANK° (3, RS- 1119999 RI SEC 60 1 0-3,62A019 425 a *BAY COMPANY 2390446 DC CHG REV 1 525556601 9-05 $21,424-0 OPEN 12-28-06 $19,814 2-06 ( 6) $40(6, $400 0 10-02 4-06-06 2-06 C.) 6-95 7-07-00 10-99 # $43,337-0 41 am a OPEN $4,346 -(9 4-06 \Ia. (42) $827 $(! )54 11-03/1 C) $1,730-L $2,437-H BK7PET $0 7-00 (62) DELINQ 30 1CCCCC 60 4+ TIMES 21-1C1C111CC2 2211CC211111 e CHARGOFF 9LL665432121C CC-CCCCCCCCC TCA1 RTS 3122250*** CONSUMER,JONATEAN QUINCY 999999990;CA-10655 NORTH BIRCH STREET/BURBANK CA 91502 EMPLOYEES CREDIT UNION 6-02 1220855 BC CRC REV 2 3-24-06 5396258022578 10-05 HOME FINANCIAL 5935250 FM R/E 30Y 2 24000098500012 CDMIN: 123456789012345678 c. Mortgage Identification Number (MIN) for mortgage tradelines 26 An asterisk preceding public record information or a tradeltne indicates that information may need further review. 27 Reporting subscriber's name. 28 Reporting subscriber's number. 29 KOB (Kind of Business) Code describes a subscriber's business. The first letter designates an industry. The second character more narrowly defines a subscriber's business. 30 Type of account. 31 Terms of account. 32 Code describing consumer's association to the account per the Equal Credit Opportunity Act. 33 Consumer's account number. 34 Date the account was opened. $12,500-L $10,659-H $0 3-06 7-02 $275,000-0 1-31-06 $263,551 1-06 1-06 $1887 35 Balance date is the date of the subscriber's reported update on account. 36 37 38 39 40 41 42 43 44 Date of consumer's last payment on the account. Amount of the loan or credit established. Indicates if the amount is an original loan (0), credit limit (L), high balance (H), initial charge-off (C) or unknown (blank). Current balance on the account. Payment amount the consumer is scheduled to pay on the account. Payment level date is the current status date. The amount past due for the account. The account condition indicates the current condition of account. Months reviewed indicates the total number of months history has been maintained for the account. OPEN CURR ACCT ( 4 6 ) OCCCCCCCCCCCC CCCCCCCCCCCC OPEN CURR ACCT ( 3 8 ) C -CC -CCCCCCCC CCCCCCCCCCCC 45 Maximum delinquency and payment code is the most recent date and code of the worst status. 46 Payment status comments reflect the payment history of the account as of the balance date. 47 Consumer's payment history during the past 25 months beginning with the month represented by the balance date. The codes reflect the status of the account for each month and are displayed for balance reporting subscribers only: C Current N Current account/Zero balance — no update tape received for this trade 0 Current account/Zero balance — reported on update tape I 30 clays past the due date 2 60 days past the due date 3 90 days past the due date 6 EFTA00134148

STATE BANK 1299987 BC CRC REV 4271008232 @ PURCHASED PORTFOLIO Ill ij HEMLOCKS BAY COMPANY HILLSIDE BANK ABC UTILITY COMPANY 3591234 UT UTI 1 268A3B86C8 12-89 $15,000-L 1 2-27-06 $2,123 2-06 $100-A @ FROM: SOUTHWEST BANK 6-00 1 2-28-06 1-06 01-05-06 12-03-05 10-21-05 tkCONSUMER STATEMENT* 06& 01-20-06 UNK 2-06 INQUIRIES 2313849 DC 2390446 DC 2240679 BC MESSAGES $8,479-H OPEN CURR ACCT 2-06 (50) CCCCCCCCCCCCC CCCCCCCCCCCC OPEN CURR ACCT (1) C $1,500 CHG REV ID FRAUD VICTIM ALERT: FRAUDULENT APPLICATIONS MAY BE SUBMITTED IN MY NAME OR MY IDENTITY MAY HAVE BEEN USED WITHOUT MY CONSENT TO FRAUDULENTLY OBTAIN GOODS OR SERVICES. DO NOT EXTEND CREDIT WITHOUT FIRST CONTACTING ME PERSONALLY AND VERIFYING ALL APPLICATION INFORMATION AT DAY 555-555-5555 OR EVENING 555-555-5555. THIS VICTIM ALERT WILL BE MAINTAINED FOR SEVEN YEARS BEGINNING 01-20-06. CONSUMER ASSISTANCE CONTACT: EXPERIAN ALLEN, TX 75013 END -- EXPERIAN 4 120 days past the due date 5 150 days past the due date 6 180 days past the due date 7 Chapter 13 Bankruptcy (Petitioned, Discharged. Reaffirmation of debt rescinded) 8 Foreclosure proceeding, deed in lieu 9 Chapter 7, 11 or 12 Bankruptcy (Petitioned, Discharged, Reaffirmation of debt rescinded) G Collection H Foreclosure J Voluntary surrendeu K Repossession L Charge-off B Account condition change, payment code not applicable - (dash) No history reported for that month Blank No history maintained; see payment status comment 48 Two amounts may display. Indicates the account has a $12,500 (L)imit and the (H)ighest balance was $10,659. 49 Actual monthly payment is indicated by the "-A" directly after the monthly payment amount; represents the actual payment amount received by the lender for that reporting period. Scheduled monthly payment is implied if there is no "-A" or "-E." Estimated monthly payment is indicated by the "-E" directly after the monthly payment amount, calculated by Experian based on reporter's formula. d. Poi tfolio "Sold To:" or "Purchased From:" name a p, Inquiries Inquiries indicate that a Credit Profile Report was received on that date by the subscriber listed. Inquiring subscriber name, number and KOB are shown.Type, terms and amount may display and are from the subscriber's inquiry input. rfr Messages The Messages section may include general consumer statements and informational or other special messages Consumer statements relating to a tradeline or public record item appear directly after the item. 50 Name, address and telephone number of Experian's consumer assistance office or credit reporting agency nearest to the consumer's current address. Use for consumer referrals. Display is elective; contact your Experian sales representative. 7 EFTA00134149

175 Anion Blvd. Costa Mesa. CA 9262 1: t 885114 1120 VI.Iteipti Ian COM L'Jlx E i .4 bat:taught. &Mew. Inc • Al r4••, raw. rod Eratnan and IM t.yr la sant hem.. me caw .. mart.* o. reirsiecol Itniinnmks E•lw at•takwan't". Sglohrs Mc CIO no raoSuct and oa,petry Mena% irenlicral horn' mi. la: IN listlaIll.“ al Otte tespothre *Aron I 105 • MIMI • Or I.CS EFTA00134150