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[react - refer] Page 25 react 185:16 read 36:4,20 39:13 39:14,16 50:6 55:19 105:19 118:4 129:20 156:20 159:2,5 188:16 205:15,23 222:11 222:12 231:2 235:25 236:4 reading 36:7,10,12 36:16 ready 9:8 real 212:23 252:19 reallocated 136:12 really 70:7 141:13 162:15 217:14 225:17 226:22 252:10 reason 22:17 62:14 116:7 165:21 201:4 202:3 224:19,25 244:23 247:5 277:7 reasons 62:12,15 80:16 126:5 129:25 130:2 144:22 244:13,14 246:20 247:10 257:9 recall 15:7 16:15 17:25 19:11,19 21:22 22:3,9,10 23:19,20,23 24:16 25:17 26:14,22 28:2 28:7,17,22,25 36:2 36:20 37:3,16 39:3 55:18 70:21 73:14 75:3,5 76:15,18 78:3,4,8 81:19 84:19 86:10,17 88:17 90:7 93:10 94:3,12,14 96:6 98:19 105:8,9,15,18 106:16,18 108:22 109:25 115:13 119:4 120:18 122:22,23 124:9,20 124:23 126:8 127:6 128:12 129:3,5 135:20,24 138:23 140:7 145:12 151:18,19 152:5 154:18,22 159:3 161:6,23,24 162:18 162:24 163:5,8,11 163:17,23 164:8,14 166:17 168:25 171:9 173:5,11,14 173:17,18 174:6 176:7,14 177:17 178:15,17 179:2,5,7 179:10,14 180:10 183:23,25 184:4,8,9 191:9,10,13 197:2 198:11,14,17,18 204:9,13,21 205:7,8 206:6,9,17,19 207:9 208:10,12 217:5,11 217:13,24 218:22 220:5 222:3 224:18 227:10 236:14,16 236:21 240:3 257:16,18,20 258:5 258:7,13,15,18 260:22,23 261:22 262:2 263:11 264:13 265:11,23 266:5,12 267:4,7,11 267:15,22 268:5 270:3 271:15 272:2 receive 64:24 91:7 249:11 received 27:20,25 28:6 36:4 37:11 89:6 91:9,12 94:19 163:20 189:4,8,15 192:20 199:9 201:18 219:7 242:15 251:14,25 receiving 36:2,6 40:25 42:22 192:23 194:23 195:2 198:14 recess 57:21 112:25 203:25 234:23 264:8 recognize 97:16 99:7 158:20,22 182:17 205:13,16 recollection 14:17 14:20,22 25:19 26:2 26:5 27:9 31:19 59:13 60:23 66:12 72:24 73:3 75:2,22 76:9,12 77:4 85:2 86:2,14 92:24 95:5 97:5 98:5 100:18 102:12 103:9 104:23 105:20,23 108:11 115:12 118:2 121:8 124:25 133:9 137:15,21 139:9 140:9 141:7,9 143:4 154:6,11 157:17 161:7,19 163:18 167:3 168:2 168:11 170:8 172:20 173:10 175:6 181:18 183:3 183:8,9,20 185:10 188:5,24 194:3 200:9 202:14,20,22 203:3,7,9 206:14 212:10 214:5 217:18 218:25 221:8 233:23 234:4 234:6 262:14 265:12,18 267:20 recommendation 75:15 recommendations 22:14 106:3,7,9,15 recommended 108:21 109:19 263:3,5 recommending 109:3 reconfirm 43:15 reconfirmed 31:24 31:25 32:11 34:5 38:4 41:25 reconfirming 34:7 record 5:3 7:3 9:11 32:18,19 33:6 57:19 57:23 97:9 112:23 113:3 155:4 156:5 156:22 158:15 182:14 196:11 203:23 204:3 234:22,25 264:6,10 271:5 273:2 274:14 recording 271:13 records 68:5 174:2 recovery 1:5,14 6:17 6:22 255:20 redeem 10:25 246:2 257:23 redeemed 10:11 redeeming 245:21 redemption 13:21 113:15 115:13 116:8,22 118:18 126:12 147:7 148:9 157:18 159:16 161:18 166:7 189:5 189:8,15 195:4 199:15,20,23,24 203:4 212:25 246:3 246:4 257:21 259:13 260:13 redemptions 114:6 266:2 redo 59:10 reduce 122:13 146:5 228:14 reduced 80:4 reducing 152:24 153:17 154:8 156:23 reduction 80:12 refer 199:19,22 200:2 VERITEXT REPORTING COMPANY www.veritext.com EFTA00299386

[reference - returned] Page 26 reference 1:7 5:13 201:22 references 197:14 referred 59:24 75:10 90:10 203:11 241:8,18 referring 12:22 17:23 40:10,14 193:2 refers 40:8,9 198:21 199:4 201:14 203:17 reflected 172:24 reflection 219:4 reflects 11:20 refresh 14:17,19,22 161:7 217:18 265:12 refreshed 202:19,21 203:2,6,9 refreshes 262:14 refund 163:22 refused 136:17 regard 206:6,8 252:24 regarding 126:11 266:13 registered 2:11 274:7 regularly 8:6 reimbursed 165:10 related 114:19 191:5 274:17 relating 207:3 253:20 relationship 66:22 68:2,10,22 69:4,10 70:3,10,1471:12 72:13 77:11 78:19 80:14,19 relax 132:15,15 138:16 145:10 relayed 132:19 173:6 relevant 122:5 238:2 relieved 261:15,17 religion 69:22 70:17 relinquish 178:4 rely 21:3 remain 53:6,9 56:13 56:24 remainder 170:7 remained 56:23 remaining 246:6 267:5 remains 45:11 53:12 remarkably 159:12 remember 23:6,13 23:17,25 24:5,6,9 36:5,7,10,12,16,22 98:12 99:13,14 120:19 128:15,20 131:7 134:8 138:17 138:25 143:19 151:16 157:7 159:25 162:23 163:2 166:20,22 172:23 178:22 191:25 192:23 194:23 195:2 200:12 206:17 210:14 213:4 215:20 242:21 262:5 repeat 13:9 18:23 23:12,24 26:9 28:4 30:25 36:18 54:11 94:17 119:9 127:13 127:15 160:21 165:18 181:12 186:10,24 189:11 201:25 207:25 244:2 repeatedly 30:6 223:2 rephrase 13:4 54:23 127:17,18 replied 198:7 reply 196:13,14,22 197:16,17 replying 197:2 report 65:21 119:19 119:21 120:3 168:24 reported 166:14 170:8 252:13 reporter 2:12 5:18 274:8 reporting 164:9 200:25 277:2 represent 5:18,22 6:3,16 141:25 235:7 243:12 representation 117:21 118:7 188:20 189:2 243:17 representations 120:21 represented 118:13 118:17 119:20 120:4,6 121:13 123:18 126:5 142:5 146:17 154:2 243:3 representing 147:16 represents 142:2 reputation 68:6 130:11 request 13:21 115:14,16,17 116:22 118:18 122:14,14 148:9,23 157:18 166:7 190:7 190:23 230:12 requested 230:15,17 231:9 requests 275:10 required 30:5 177:22,23 research 261:2,5 reserve 8:23 resident 62:16 resnick 97:11,13 100:4,5 275:21 respect 13:24 20:15 22:10,12 27:13 29:19 33:15 38:2 48:20 70:11 74:14 81:21 86:3 105:17 131:21 137:3 140:15 142:17,22 143:23 153:19,21 156:16,25 157:2 158:3,7 160:2 175:8 180:19 204:15 207:4 212:7,25 253:20 264:15 265:16 266:3,8 respond 95:9 responded 143:3 respondents 1:9,15 1:20 responds 218:5 response 168:15 193:7 209:20 217:25 218:7 responsibilities 60:2 139:21,24 responsible 227:25 responsibly 114:2 responsive 22:23 rest 141:15 149:20 202:25 203:5 251:3 restricted 10:11 65:24 restricting 12:10 restrictions 66:2 results 246:14 resumed 156:8 retail 59:3,4,18 retroactive 272:3 retroactively 272:15 return 246:12 251:14,16 256:23 returned 141:4 163:9 VERITEXT REPORTING COMPANY www.veritext.com EFTA00299387

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