RE: Vickers 420361321 Page 1 of 2 Nivas Devekar From: Brown, JoAnn Sent: Tuesday, November 25, 2014 10:27 AM To: Cabrera, Edward; Hitchens, Stacie; Hoff, Laura; Mortgage.Underwdting Cc: Fintchre II, Philip Subject: RE: Vickers 420361321 Please clarify...,thanks! Jo-Ann Z. Brown Fifth Third Mortgage Assistant Vice President NMLS #414603 Sent from my mobile device ----Original Message--- From: Cabrera, Edward Sent: Tuesday, November 25, 2014 10:18 AM Eastern Standard Time To: Hitchens, Stacie; Brown, JoAnn; Hoff, Laura; Mortgage.Underwriting Cc: Fintchre II, Philip Subject: RE: Vickers 420361321 Do we have copy of LLC yet? Exception desk wont review for exception without? Edward Cabrera Senior • triter Phone NMLS —Original Message— From: Hitchers. Stacie Sent: Tuesday, November 25, 2014 8:18 AM To: Brown, JoAnn: Cabrera. Edward: Hoff. Laura: Mortgage.Underwriting Subject: RE: Vickers- Signed tax returns for personal and business attached. This should be all of them. "'lank you Stacie Hitchens I Fifth Third Mortgage Mortgage Sales Assistant. NMLS# 1123652 2501 Blue Ridge Rd. Suite 100 Raleigh, /%107 ROffice: OMail Dro : N47349 Fax F Email: —Original Message-- From: Brown. JoAnn Sent: Tuesday, November 25. 2014 12:08 AM To: Cabrera, Edward: Hoff. Laura Cc: Hitchens Stacie 11/25/2014 CONFIDENTIAL SDNY_GM_00030707 EFTA_00141322 EFTA01279946

RE: Vickers 420361321 Page 2 of 2 Subject: Vickers Hello Ed, Stacie will be sending you all of the page 2's of the tax returns. We were able to get them & knew you wanted to have them in the file before closing. Would you kindly update us regarding loan approval. They were hoping to close right after Thanksgiving. Thanks so much!! Happy Thanksgiving! Jo-Ann! Jo-Ann Z. Brown Filth Third Mortgage Assistant Vice President NMLS #414603 Sent front an mobile device 11/25/2014 CONFIDENTIAL SDNY_GM_00030708 EFTA_00141323 EFTA01279947