Page I of 1 Nivas Devekar From: Cabrera, Edward Sent: Friday, October 17, 2014 1:11 PM To: Brown, JoAnn Cc: Gillis, Joe; Hoff, Laura; Mortgage.Underwriting Subject: Vickers JoAnn I was wondering if we could maybe have a call Monday to go over this file is some detail and determine how we are going to proceed, I have gone thru large portion of file and have several questions for you. Let me know thanks FIFTH THIRD BANK Edward Cabrera Senior Retail DE Underwriter 10/17/2014 CONFIDENTIAL SDNY_GM_00030670 EFTA_00 I 41285 EFTA01279936