anlig kuaipay.com KUAIPAY, A PAYMENT TERMINAL NETWORK OPERATOR WHICH RETAILER MERCHANTS CURRENTLY USE KUAIPAY SERVICES? Currently more than 500 retail merchants have deployed Kuaipay payment terminals. Select merchants include: Walmart * BACKGROUND Kuipay built and operates a payment terminal network for Beijing Municipal Administration and Communication Card Ca, Ltd, a.k.a. Beijing YKT, a state owned company that is responsible for transportation card issuance, distribution and financial settlements. Beijing YKT was established as a government initiative, aiming to improve local residents' quality of life, and add convenience to their day to day activities. Beijing YKT has issued more than 30 million cards to date. Beijing YKT considers Kuaipay as its key strategic partner for achieving the objectives set by Beijing Municipality. Kuaipay is a Vesta-invested Chinese company WHAT KIND OF SERVICES DOES KUIPAY PROVIDE? • Small consumption payment processing • Small consumption top.up service • Mobile phone airtime top-up service • Store value card payment processing • China Merchant Bank Acquiring Kuaipay's payment terminals are also certified to process credit cards with Visa, MasterCard and China UnionPay logos. VISA VALUE CHAIN PARTICIPANTS Vo Card Issuer Beijing YKT HandiCard Hua Rui Fu Da ► Card Distributor ?Payment Terminal Network en,„. Merchant KFC, Watsons Walmart MOE Eli !Cl/ "P!'..!:. Consumer EFTA_R1_02010912 EFTA02686059

Other WHERE DO CONSUMERS USE KUAIPAY SERVICES? As shown in the diagram, super markets rank No. 1 in consumer use of Kuaipay's service, followed by convenience stores, bakery shops, department stores and restaurants. EXPECTED CITY POPULATION TERMINALS DEPLOYED Beijing 18 M 20,000 Chongqing 30 M 20,000 Dalian 6 M Harbin 9.9 M 10,013O 10,00O Chengdu 12 M 15,000 Xian 8.3 M 10,000 Wuhan 8.3 M 10,000 Kunming 6.2 M 10,000 CORPORATE OFFICES Vesta Corporation World Neadquarton 11950SW Gardm PI Portland. OR 91223-1248 USA TN: .1 503.190.2500 Fax: .1 503./90.2525 infoOt utIvesia.cars ovnabostvnra.com Convenience Stores Super Markets KUAIPAY'S EXPANSION PLAN Kuaipay launched its Dalian operations and payment terminal networks in 2010. In the next lew years, Kuaipay plans to expand from current location and position of strength throughout China. Primary targets will include northern cities around Beijing and other provincial capitals. See table at left for reference. ABOUT VESTA Headquartered in Portland, Oregon, with operations in China and Europe, Vesta has been a pioneer and worldwide leader in electronic payment solutions since 1995. Vesta was the first company to successfully build and deploy non-retail electronic payment solutions for the telecommunications industry. Vesta delivers innovative payment solutions to a variety of verticals including financial services and e•commerce, and is recognized today as a global leader in payment technologies, data and security compliance and fraud management. ASIA 6f Tower A, Ocean Expects No. 66 /Caramel (haoyang District. leipng 100037 P.R. China Tel: •44 10 8446.6611 infachinalltrustwsta.com EUROPE Finnabair Rosiness Park Dundalk. County tooth Republic of Iceland let .353 (0)42 939 4600 rat .353 10142 939 4601 info.i/elandliOustnesta.com OmiMOIONVI,1(0CatW Almplovered EFTA_R1_02010913 EFTA02686060