JPMorgan 0 Private Bank FINANCIAL TRUST COMPANY INC Account Number February 01. 2007 - February 28, 2007 In Case of Errors a Questions About Your Electronic Frontless. Contact you, btorgen ternat one of Me teretshonenumbees on the Sent Of trra statement a write us of X0 Skate Ca abaneRisict hOPS. Newark. DE19213-2107 as soon es )ou Can. /Ku Mob /an statement As arch; a d you need mare mta metal about a bansler err the statement We most her from )ou no later than 60 days after we sent you Me FIRST steamer° t on which the china problem apceerod (I)Tegus hour name and account number (2)Desarbethe enact the Veneer youae unsure about ard explan as early as )vu can why you beteve,t is m errant why too need more Ha matter (3)lea us the death amount of be suspected aria If you contact us terry,. you nose send us your complavg a queehon err wrgro within TO bosons days in ode' to raven* your rights. We alt vestegatowsur comets. it and wit' carve t any traprornpny Uwe lake mono than to ...mess days fo do Ina (20days fa ...chases us.; )0 a data cedar fa mkonithononansachons), we won csectIyov account for the amount text Mr is on ear" so that yOti me have the use or money during The time it takes us to complete our wrestaabon In case of errors or quesbons &taut your Statement. including your Me of credit If you the* Mel Won statement: nor eaaro/you nerd note Wane:ion about a fransector on how statement mcfmchnp a die of credit tram:each you most note to us on a separatesheet descriang de erns and send 4 to JPMorgan Pratte Sank 500 Stanton ClratianaRoad I /Copal. Newark CE 19713-2107 Weimar her torn you no haw than SO days alter Me slakenent on when the enact graham eppearado sent Youcan contact )our came senrcespac...sltrif ckang so rano: preserver*. rights In lOca env. Please Provae Tp faboog alconahon (I I you, name and 0C0Ount wed. (2) tee dona, amount of the suspected enot and Oa deso.Ft'x'01 tire ettcf at'd 0',04agab 400 can, why yO0 breve/here a an rta NIw need mere Sommer )V1/ most describe the .tenpal an unsure atout Important Information about Pricing and Vahanons LtevAetrafuernforrnation Naming without antation aces exchange...es argued .name and bond ramps) &mated herein has been obtained ban sources that the Sank behaves fo be nthattand n furnished fa the exclearreuse of die cacti The Bank makes no representation warentY Cr guarantee egresses inward that any ouaep r atgexeeagagrgalhe sot* terms 40 which bansMTnsa secuotwo avid be bought a rat/ a new transaaons COu be entered inS a thesauri terms on niter existing tronSaCtiOnnt secures mud oe Aquidated The cur halt arced ye waived to 'manor asset snare lint a contract as creel at the close attn. monetcn the last nava the statement honed a the last era0abkpce AO values panda/ tar shuctured petdOepostts (fa ' , ample finite/pan London Time Deposts) reflect the cog ha/death? ath/ont only Thecurrentvak.ela Re /Estate JahneratInterests and I.6scebantaus Assets may not rerectthe most current valuta the asset Valuabansof over arecounfer demagnegansechons inctucOng certain ckinabvez4eb!eceeposrt products have been pepetedon a nit rrivAet basis These ...Weans weracebeeyales as dine closed business of the dated this statementand except as M' arise agree/ho bifofing These ve/oatoro co not /eve...won/se actuaoanw at who.. a ansa.c!ons ce sowney mug be bought a SOO a new bansachons Ostia be entived rho. a the echidna...es on want, booboo lansecbcosa i.Cuntel Gout, be Seudated as of the dated the statement We do not warren her completenessa accuracy Mew valuator,: endowed from pew/et/gym:des based upon utt•reccitne odtnance/ pi:hopes and we Mhe when necessaryto caladatetne present rehear future cash flows made reasonable gametes about re...ant luxe condhons Vaarahons based on other models a deferent asSumphOnS rad chtferentrelots .Mogan ex p essh dnasens any 'nova:beer tor (I)I)* *away of The male. cr. estimates used in denary the vabrabons (2) any erase, *morons ocornpubng a' doseennelng the viskrathans and ())any uses fo which the eattatons ae put Vabatorsareprovdedkv infcrenation purposes My and are intended scary to your own use Reeser...ass me lade coot/moan kr deltha of each transaction Ft 1an request assets nay be reneard herenever. flatten the/ one nett Oy a Mid Deny unatarrlorth JPIFagan SoCn case unless !Patna° anermse agrees JP1olotgen has no responst,,,tykr the renhcabon valuation sarekeepopor nenagernerta ftWe assets Pkoserevet, you, statemeatvorrohy ',Mahal any ascreponoesurrnedustelyto an account officer whose nerneappeerson Ye contact page of has statement. The JPelotgan Funds or The JPMorgan Institutional Funds or The American Century Funds Shares of the hinds are not bank depOlte and are rot guar emend ty any bank governmental... a Me FDIC Returnand share ace ara Nava* and fed...when vearierney be nee a less than alga* lees! Wheel* malty marhet funds seen° /motor, a stab* net asset valued SI CO per share Ina.: no assurance that Uwe...centavo.* do so Theettmate annualmcome and dydend reel figuresIce muturifiuncts waned/he funds' most fecontmccenedfredendisnouslood The datnbuaor of me Jatiagar, Funds is JPMorgan Deintertan Services Inc when is an aftLate at AttAaoan Chase Ban* N A JP/Anat. Chase Bank NA end its af Mates oecove compensator. can JPMagan Funds fa para.; waxes Amencen Century Imesenen, Senses. Inc is the asetbuta cline American Century Funds Arrawcen Century Investment Management Inc. series as nrestmenf edv.sa b is respective fund temly and /mayo., comeensench from Na fund ferny/a paean; investment ed..= yand anon set ra4 JPMS1 a the custodian cl listed open and most mutual funds mducling Mad party raituaf funds PUMhasedlfrOughJPMSI You shout, haverecenedsepet ateJPIASI con& mations fa each securities bonsaction AN fransectens we subject $2 the terms and condacns stated on Me rent se side an such con& means and we haled to the ostabhgon by-lows. customs and interpretationsof the mah.ebahaSee.here executed and govevnelby and Coostotea in accordance with the Laws of the Stated Nen Vaasa, as appArablefederallaws and regulations Further inferMata. with **Spec! 10 COmn143.0n$ and Other Charge, (elated tO the execution or Peas wading options transactions as been mckdod on con& meansMal wow prevroush 1 unyoked to you Upon apron tee oast 'ANSI me pampa supply you won the blest such information Snannolletsci tartan .h1. Funds aecnirgel a redernaon fee equatto 2% a the pcceects d they e.changea recteemshwes of still funds wt.,. 60 days of purcnase, subject to wan evoophons set lath in me prospectus of the apetcaNeFural Ffeaseconsue tar JPMagen representafivelor a kV of the JPM Funds Na impose redemption tees. Page 12 of 16 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00033708 SDNY_GM_00302906 EFTA01508439