JPMorgan 0 Private Bank FINANCIAL TRUST COMPANY INC Account Number December 01. 2006 - December 31, 2006 IMPORTANT INFORMATION ABOUT YOUR STATEMENT Contact your cher service specie/Ise If you Think yaw slatement it fneenecroryou require additional inkemation about. Resection on your statenrcnt JAMS) IS a member of the Secures Investor Protection Ccrperaban (StPC • mite-pica membershipconehon funded by brolev-detientetsterededGh the Sacunbee end ExcharspeCommoson Secures and cash hell kr a customer account at JAMS, am protected up to Me Mai net equty of each account The fret 3500.CCO of Noreen whch notes up to 3100.000 of motecton kr cash is mob:WO SIFC. As of March 3004. The balanced the protecton is monied by a seen:Vete:0es &PC Surely Bond issued by Curer Asset Prctechon C.omparry SIMandexcess SIPC protection 00 nit Pratt agents tit tom fiuctwahons in the vetoed Ma stunts. Assets Mein custody by JPMorgan Cht•Sana. NA almtlanil7ere not sublet to SIC. ems &PC Fenn JP Skive SecuresInc. inritagrin Cane Bank NA. Me atMetes(the -Moven Compact') they prowdeedersebabeetuelOdrat Wes dobbvbcn a.wwNatl4aervcee 10 JPMorgan Fund& Agnate CenloyFunat a funds elaithed. spOnSrd. elided Cr managedby bra parted end the Moven Companies may be concereated kr such sates IMPORTANT INFORMATION ABOUT YOUR JPMSI MA RCUN ACCOUNT Mere are any WWI or orntasions on this statement or II you have any mantle' about It roan contact row JPMSI Account RepreentatNe a 'PAW COMMINIC• Depart/net et (2/74 483-2321 Fete keep no teeing in rand when carry this statement to Wadi sour JFRISI bolureacteecbwly The stereo: ambit you genesaimargn account wen the special memorandum account muted by Seen 2208 Regulation T As figured by Regulation T. a etymon ' t t-cadd tour seperobeccount .3 et eel eupon 'out request Important Information about Pricing and Valuations. aces sore a' which ate proved by pnong sect a otter sweat wench we deem reliable n net guarantee for accuracy ce as makable vets Frecredo balances in yaw account renal segregatedand may be used in Me este of JPIals Durness. subset to the Orntetons of SEC Rib 150.3 Unless others.* married JPMSI or al agents end de(eitcv es Any mV >or secuoten Upon per demand JAMS! wA pay to you the amount alms freecrocif balance and wed debee do u lufbeictsecunbee hold on 'euthenist/ Interest me be charged on any debt bane the meal of calculating interest is deur bad in a Wier Jost to at margin custonws You should nave nrahnocifepenWPMSI coot, rrbanons b each mount*: transecbon AN ha-WM:AS aresub,ocl to lie teems and conobes stated on led reams* of seen confonnabons and we sublet to the constitution, byits. customs and inWprotationad led magebte where executed and governed by and comb Led an accordance iwth the laws of the Slab of New Yak and el appicabletederal laws and regubbons Further blame= wish respectSo commutes and other dirgesrelated to Me execution of transactions brActing peas transebons. has been enkried in Con& milbOns Mel wstprevOusybnehedk wai Won 'wren request ANTS vim pionipgy Supply you with the Orr such onkonMen parb a ice is made with rowed to en owe or seamed incluled in you Margin Account we was allocate the col bye method we deern far and seeable You must prom* advise ANTS of rroterialchenges in Kis abetment obbc6ves cr financials/bee Unless you inform JPMSI othente. JPMSI me consider the internee currentlyan its Mss to be compete and actuate. Stabs note bank and is a :epee legal entity from its bank a that affiliates oxhide'', MACS The stunts sob offered a recommended by JEWS? (I) Ate not muted by Me Federal Oepost InntenCeCcepastot a any other efernrierti agency R) An not cforists a other obAgations d JPOASIO bank a twit effileas (unless otherwise moliceted) and an not gunnteel by cr the responsbely or any such affithetes(uniess explaby stated otherwise). and (3) Involve investment risks molting possible tins of the conceal beefed JAMers bartlorp•Nalos may be beast° issuers of azurites that JPMSI underwent. in which case proceeds al airings underwraten by JPMSI may be used kr the repayment of such bens and yea should mkt lo the thsektsure documents tabby b particular sectenbeis la discussion of any such lending refebonshos The FeckvalReseevereqweethat JAWS, eke jai., consent beret can obtan certain nformatian from its bank a CYR Met babeg Mew rend eyakeitbncl you We nil assume lint my ConbniAng to enact Nosiness we JPMSI *Moabite; yoceconsent to the shanng or such ink rinatenoyJPMSI and as Dank a Thrill eihmtes.lo me enter perreed by law JPRIOrpen RDer Bank ere enrkettn; name kr Me pm** bonito business conducted try 1P 'OVUM Chase a Co trough as &Caen waled.. Inflating JPMCB and JPMSI Page 22 of 22 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00033617 SDNY_GM_00302815 EFTA01508373