04 JPMorgan Chase Bank, N.A. 2005 345 Park Avenue, New York, NY 10154-1002 Account Number Asset Account Portfolio FINANCIAL TRUST COMPANY INC April 01, 2005 - April 30. 2005 JPMorgan Private Bank Page 11 of 15 In One Of &rota a Questions Abell YOU, Eleetronle Transfers. Contact sour Morgan Teemsl one of the tetephOile numbers On the frontal's,' SteWnentOr rnde us N500 SWOP, ChnSheneRCed. MOPS, Newark W10713-2107 ea 800n ad you can. d yOu thnk your Sfillement w wrong a /you need Mae inalrebOn fifty,* bents on the statement We must hear ham you no take. than 60 days after no sent you the RRSTstatement on which the era a problem appeared(I)Tabs your name and account numbe (2)Oesaabe Me errors, the &warp° are unwre about and eaplansas dearly as Wu Can Shy you be eve11 rs n end a why 5ou need mat rdcrintibOn Otte us the doles amount el tip suspected eta. Mr you Cooled us as.* you must seal us you Grogal a question In nrsbng *OM 10 business days in ader to preseneyour tont, We wit Invasive* your complanl and all correct an yens portray Ilse taken's:rethan 10 Cosmos, days b do Mrs (20days Ice purchases usng your debit card a fa Wernahomaltronsactons) war wit caddy*: acoount Is Ow emounlyou thank ss n era. ao that you war hare the use of moneydunng the tone y takes us 62 complete our imam:paha, In Cate of entil a quattlent (WOW yew sealeni1mt Including yaw NMI 01 credit It Mr Monk that your Statement a intarea Cr yOu need mat .nlornse0On Molt a tranSeCten on Was ateeentrul r‘lufing a Ane CI Ore& trensearOn. you must vette b oa n a sepa(Vesheet dellaang the eta and Send e 10 JPAkiden F WOO Bank 500 SlentOn Chnsasna Road IjOPS3 Newels DE 0713-2107 We must hear from you no IS than 60 days one, the statement on who's the words problem appeared: sent Youcan collect yea chant senocespecohstbut doing so all not presawyour nghts In your letter. phase provide the loasning &Warsaw Wyatt noose and account flume.. (2) the doe& amount aIa suspected era, and (3)a deScupeco deb. ester end erpkineston A you ten shy you betese thee ess an awe II you need =re Wanton you must dasa twine tem wuanonsa about Important &Nonunion abase Anteing and Valuations Make( yak,. onformslOn (ulpldvg w,trov: untabon cross e ucharwerates Wooed excene and bond ratngstra rushed heron has Wen Cleaned horn sourced that the Bans Geneve* tO be retableansl lumaned for The eveguaneuSe et the <bent The Bank makes no representefron wanartyor guarantee erns: a raged that anyQuoted van e reptosonts the actual roans at nisch transactons a sect:rases could be bought a sad a nen transactons could be entered meg, ce the actual bum on who?, ornery ransac tons a secunnes could be low:Wed Thecurrent ace a he va1reol the broncolaszet share und a contract as nod at Me closed the market on me lost dayce the stasementpanod or he Lest avarebbate AA vatted prowdedIa studutod rad deposes Oa cremate. JP'S/nonLondon Time Deposes) rent:att. arta dopes< amount oaf The anent vallota RealEstsge Mani Interests and Miscellaneous Assets may not 'enact the most anon: vaMo the asset 1rektairons or owy-the-counterdernatvetransactons includes, carton denvetves-robleckleposit products. harebeen preparedon a rm.:Make; basis These valuntons are anis:alive valuesas of the close of business Oftne deb of bud slaterron4 ate except as otherwise syeed n sw0no these salsa's'', s cto not rtoresentMe *awl Wens et which tranSeChOnsa asktasbeSCOuld he toughies *MOT new tninactonacoutl C. rand vita Ce the fl oat Wms n each *wing Dansectiom or seevntonoluti te ipodated as a tne dale at the srp3ofncot We do notsannnttMl conriolonoss ceacancY These v &Whom se dowedfrorn twoltartwYmodets based upon w ecOgndedto 0 r co,Ponopubs and we have when necessaryb ea:castethe present noted future cash hoes madoreasonatks os (metes about rekwentluture market concIdo” Volustons based on ands models a &been/ assumptions may weld afferent results Morgan expressly dot-Sams any rasponsOcity (I) the et:sway ol the nodeacrestsmalas used in damn, the v aluelons (2) dry ena s a oirnsacns an coma:lino a dsseennatsng the voluatons and Many uses to nisch Me veNtatcns are put Vatrahonseropoudedkr Won aloe papaas cn,y and we Intended sole la who own vas Please refer lo the tredownhoraton foe Beta-,4 of each Nemec:on AI )0t, MOYNE assets may to reflected been evendlocoh they erelseld by a thud pat unattestedwaft JPIb'gen In such twe. unbss JPNapen Othentne even JPMagen has no responabary la the nenfcabort veMsfion salekeeproor management°, those assets The JPMorgan Funds or The JPIlorpan town:nowt Funds or The American Camay Funds Shares of the funds sena bank deposits end send guaranteed by any bank govenrrent tasty a the FOCC. Return and share age was ItustuMeendredempecn valuemaybe more a less than aqwelowt Li/Wethe money market/Leafs seek to montane stable net aMetstAksa St 00 Per share. there rs no assurance that they wed continue b d0» The Wens?. I annual Mar. ate dmicleod pet I hquer la nolo.) funds rogrereolthe hods' most Wont 01,00/TS Ow)* o so/waned The du Sender el the JPIdorgan Funds a JPMagen DiMnbUton Services Inc, which is an atlas* cl JPMorgan Chase Bank. NA !Morgan Chase Sank NA and is alMates resew compensation from JP/keg/an Funds Ise porde, sauces Amencan Century InvestmentSawcee. Inc is Me dutnbuke art* AmericanCenturyFunds Aron/con Ceoetrylareohnent Menegernentinc renews investnentadviscr to ds respecbselvnd fernO/and reCtMOSCOMOOMB60Obom that food ran* for crowing itmesfineol othgoory end other services I/ you hem chosen one of the sweep mAtral funds. you are noblied that posters in the Prime Money Markel Sweep Fund represent holdings in the JPMergan Arne Money Merkel Fund positons in the FederalMoney Merkel Sweep Fund regnant haling, on the JPMagen FederalMoney Markel Fund and pasterns in the Tax Estop, Money Market Sweep Fund refflrentholdmOs n the 44100W Tar Exempt Molly Marker Fund Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00033282 SDNY_GM_00302480 EFTA01508118