I l=i,WA Ir AA= For the Period 1/1/II to 1/31111 Account Summary Account Number Beginning Net Market Value Ending Net Change Start on Market Value In Value Page Investment Accounts) RAIMK:IAL TRUST COMPANY INC 68,068,947.45 68,731,517.44 862,569.99 6 FINANCIAL TRUST COMPANY INC 5,750,323.03 5,865,323.03 115,000.00 37 Total Value 973,819,270.48 974,696,840.47 9777,669.99 Statement Disclosures This account summary is provided for informational outposts and includes assets at different entities. (1) Assets held at JPMorgan Chase Bank. N.A., member Federal Deposit Insurance Corporation ("FDIC). except for exchange- listed options. which are held at JPMorgan Clearing Corporation (JPMCC"). The Asset Account Statement reflects brokerage transactions executed through J.P. Morgan Securities LW ("JPMS"). see "Portfolio Activity Detail". Equity securities, fared income securities, and listed options transactions are generally cleared through JPMCC, a wholly owned subsidiary of JPMS. Please see "Additional Information About Your Accounts" at the end of the Asset Account Statement. (2) Assets held in Margin Account at JPMCC, member Financial Regulatory Authority ("FINRA") and Securities Insurance Protection Corporation ("SIPC"). The Margin Account Statement reflects brokerage transactions executed by JPMS, see "Portfolio Activity Detair. Such transactions are cleared and carried through JPMCC. For important information regarding your accounts refer to the rear of your statement 0000006210000 20 00001 BaLE16 20110207 JP Morgan Client News 2010 Year End Tax 1099's You will be able to view your 2010 Form 1099 on Morgan Online beginning Feb 24, 2011. You should expect to receive them via mail shortly thereafter. You may contact your J.P. Morgan Team with any questions. Important change affecting your asset account The current standard maximum deposit insurance amount (SMDIA) has been permanently raised to $250.000. This FDIC insurance coverage limit applies per depositor, per insured bank for each account ownership category. Due to this change we are modifying the Combined Terms and Conditions. Unless otherwise indicated below, all other terms and conditions of the various account agreements still apply. Please contact your J.P. Morgan team if you have questions about these changes. The next to the last paragraph of the Deposit Sweep in the Asset Account Agreement Is replaced as follows: The Deposit Sweep is insured by the Federal Deposit Insurance Corporation ("FDIC") for the standard insurance amount of $250,000 per depositor, per insured bank, for each account ownership category. The Page 1 of 45 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00014356 SDNY_GM_00283554 EFTA01491968