JEFFREY EPSTEIN ACCT For the Period I/I/11 to 1/31/II Client News $250,000 limit on FDIC Insurance generally represents the aggregate coverage available to an individual for all deposit accounts held in a custodial capacity on the individuals behalf at any particular insured financial institution. If the combined balances of my Deposit Sweep and any other single ownership categories that I have with the same bank exceeds $250,000. my total FDIC coverage for all single ownership categories with the same bank will be limited to $250,000. but if I have funds in a different insured depository Morgan Affiliate, those funds will be covered separately. Funds in a Deposit Sweep in excess of $250.000 will be uninsured. J.P.Morgan Page 2 of 9 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00006964 SDNY_GM_00276162 EFTA01485625