P1WiIl.l IrAfr Ails" A Citala deseoption of transacb0n tams used in nOtourni sat mess Ilia message is to make you aware of raw languam: Out will h: used to descnbe a tyre of transaction in &COM0 statements and online activities Beginning July '22. )313. if you cash a cheek and it is returned to us withaui tieing raid. the transaction will be bated on year statement as Cashed Check Retuned Ibis is not a new tramaction type It is simply a clearer desonphon of thus type of account activity patently. a ungle term (Deposited Item Returned) is used to dewnhe two types of of tramacnorn deposited and cashed items that are returned to ut w Mout hating paid Mci July 22. thn term will only be used to militate a deposited check that returned .‘11 other tens and conditions for you accounts) 'email, the sane Please contact your lit Morgan team if you have any questions or requite more information J.P Morgan is Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00004997 SDNY_GM_00274195 EFTA01483817