To: jeeyacationtiVmail.com[[email protected]] From: Jennie Saunders Sent: Fri 2/25/2011 3:46:55 PM Subject: FW: Dangene McKay-Bailey (NY), LLC See terms below thinking we do it ..cuz again I forgot to refresh ur recollection that the original LOC was Totally used to consolidate high interest old Dangene debt ...so it wasn't US using the money for anything new Jennie Saunders Founder & Chairman 66 East 55th Street New York NY 10022 Main: I Mobile: www.coreaccess.net I From: Akinsemoyin, Mutiu A [mailto: Sent: Friday, February 25, 2011 10: To: Jennie Saunders Cc: DANGENE Subject: RE: Dangene McKay-Bailey (NY), LLC Line of credit limit is currently at $100,000 Rate at Approval was Prime (Currently at 3.25%) + 2.15% = 5.4% Current rate after Loan for Hire discounts = 5.4% - 1.00% = 4.4% Please note: Change in the Prime Rate will increase or decrease Line of Credit rate. Since this is not a Loan there is no Term. Lines of credits are reviewed at least yearly. Mutiu Akinsemoyin Vice President JPMorgan Chase Business Banking 51 West 51st Street New York, Telephone - EFTA_R1_00217169 EFTA01836349

EFax - Business Premier Line From: Jennie Saunders Sent: Friday, February 25, 2011 10:31 AM To: Akinsemoyin, Mutiu A Cc: DANGENE Subject: RE: Dangene McKay-Bailey (NY), LLC He wont read this ...please just list any big terms ie interest rates ..term „etc in an email Jennie Saunders Founder & Chairman Main: I Mobile: www.coreaccess.net I From: Akinsemoyin, Mutiu A [mailto: Sent: Friday, February 25, 2011 10:1 To: Jennie Saunders Cc: DANGENE Subject: Dangene McKay-Bailey (NY), LLC Please see attached. Mutiu Akinsemoyin Vice President JPMorgan Chase Business Banking 51 West 51st Street New York, New York 10019 Telephone EFax Business Premier Line 66 East 55th Street New York NY 10022 This transmission may contain information that is privileged, confidential, legally privileged, and/or exempt from disclosure under applicable law. If you arc not the intended recipient, you arc hereby notified that any disclosure, copying, distribution, or use of the information contained herein (including any reliance thereon) is STRICTLY PROHIBITED. Although this transmission EFTA_R1_00217170 EFTA01836350

and any attachments are believed to be free of any virus or other defect that might affect any computer system into which it is received and opened, it is the responsibility of the recipient to ensure that it is virus free and no responsibility is accepted by JPMorgan Chase & Co., its subsidiaries and affiliates, as applicable, for any loss or damage arising in any way from its use. If you received this transmission in error, please immediately contact the sender and destroy the material in its entirety, whether in electronic or hard copy format. Thank you. EFTA_R1_00217171 EFTA01836351