V.215.44017 FIN/0:C RI TRUST I I COMPANY ric The client is solely and exclusively responsible for knowing the rights and terms of all securities owned by the client, specifically including valuable rights that may expire unless the client take action. This includes, but is not limited to, warrants, stock rights, convertible securities, bonds, and securities subject to a tender or exchange offer. Accordingly, any oral or electronic information or interpretation provided by J.P. Morgan is subject to the written rights and terms as promulgated by the issuer or applicable law and regulation. and J.P. Morgan is not responsible for any discrepancies therewith. 2.500.000 J.P. Morgan is not obligated to take any action or render any advice with respect to the voting of proxies or other corporate actions related to securities owned by a client. Best Regards, Janet Young Janet E. Young' Vice Presdent I Private Bank I J.P. Morgan I DE 19713 T: Alternate contact: Gina Magliocco I T To ensure a prompt response, please direct your reply to our torn: 500 Stanton Christiana Road, Newark PALLADIUM We invite you to be among the first to experience the new J.P. Morgan Paladium Card, an exclusive credit card produced from the precious metal palladium. P WV" NaRlium utcbt aids an toed by Ouse tank 65A Pia Credit Caron subject to aOciron, Confidential Treatment Requested by JPMorgan Chase JPM-SDNY-00064078 EFTA01584225