J.P.Morgan STANDING INSTRUCTIONS FOR DERIVATIVES COLLATERAL TRANSFERS AND MARGIN LOAN FORM I Overview and Instructions Overview WHAT ARE STANDING INSTRUCTIONS FOR DERIVATIVES COLLATERAL TRANSFERS AND MARGIN LOAN? The Standing Instructions for Derivatives Collateral Transfers and Margin Loan Form is a form that allows J.P. Morgan to move cash balances from your designated accounts to meet margin requirement. WHO SHOULD COMPLETE AND SIGN THIS STANDING INSTRUCTIONS FORM? The Standing Instructions must be completed and signed by all parties that wish to trade derivatives transactions in the future. WHEN IS THIS STANDING INSTRUCTIONS FORM DUE? The Standing Instructions for Derivatives Collateral Transfers and Margin Loan Form is due on or before January 31, 2013. Instructions As you review and complete the Standing Instructions Form, please keep the following instructions in mind: DETAILED INSTRUCTIONS • Section A - If a Client is Trading, Section A is mandatory to complete; it allows J.P. Morgan to transfer cash out of your Asset with Brokerage Derivatives Account to cover margin. Please indicate whether the authorization is for the undersigned's existing account or a new account (Check one box only) • Section B - If a Client is Trading, Section 8 is mandatory to complete; it allows if. Morgan to transfer cash into your Asset with Brokerage Derivatives Account to return excess margin. • Section C - This Section is optional; it allows J.P. Morgan to make transfers from your main account to your derivatives account to satisfy a margin call • Please indicate whether the authorization is for the undersigned's existing account or a new account (Check one box only) • Section D - This Section is optional; it allows J.P. Morgan to make transfers from your margin account (Reg T facility) to your derivatives account to satisfy a margin call. • Please indicate whether the authorization is for the undersigned's existing account or a new account (Check one box only) • Section E - This Section are optional; it allows J.P. Morgan to return any excess cash to your margin account (Reg T facility). • Page 3 - Signature • Please Sign, Date and Print your Name (Name of the Account Holder) Confidential Treatment Requested by JPMorgan Chase JPM-SDNY-00062885 EFTA01583247