Standing Instructions for Derivatives Collateral Transfers and Margin Loan Form - Overview and Instructions J.P.Morgan D. Transfers from the Margin Account to the Derivatives Account (Optional) Further, by checking the boxes below, the undersigned has elected to authorize, direct, and empower J.P. Morgan to take the following additional actions on the undersigned's behalf, which J.P. Morgan may do, but Is not obligated to do, and to make adjustments for any erroneous entries. If the cash maintained in the undersigned's Asset With Brokerage Derivatives Account and, if the undersigned has elected, the undersigned's Asset With Brokerage Account, are insufficient to meet any Derivatives Margin Call, then J.P. Morgan is authorized, without notice to the undersigned, to debit such amounts and transfer such assets (as determined by ).P. Morgan to be necessary to satisfy any Derivatives Margin Call) from the undersigned's J.P. Morgan account noted below (*Margin Account') and, If applicable, any cash proceeds from the sale of any money market funds, to the undersigned's Asset With Brokerage Derivatives Account. Margin Account Information: K This authorization is for the undersigned's existing account. Enter Account Number: K ThIs authorization is for an account that will be established by the undersigned In connection with the execution of tens authorization. The undersigned hereby agrees that upon the account's establishment and the assignment of an account nomber, J.P. Morgan will send the undersigned a confirmation statement verifying the account's establishment, the account number, and that this authorization applies to the account. E. Return of Excess Cash from the Derivatives Account to Pay Dawn Margin Loan (Optional) Further, by checking the box below, the undersigned has elected to authorize, direct, and empower J.P. Morgan to take the following additional actions on the undersigned's behalf, which J.P. Morgan may do, but Is not obligated to make adjustments for any erroneous entries. K If the amount of the undersigned's Derivatives Collateral on any day exceeds the aggregate amount of the undersigned's Derivatives Obligations to the J.P. Morgan entity(es) that Is/are a party to such Derivatives Obligations, then J.P. Morgan is authorized, without notice to the undersigned, to transfer from the undersigned's Asset With Brokerage Derivatives Account such excess cash to pay any debit balance owing with respect to the undersigned's Margin AO Count. The undersigned acknowledges that if the undersigned does not elect the foregoing authorization, then 3.P. Morgan may still make such transfers if the undersigned, either orally or In a separate writing, directs JI.P. Morgan to do so. Al other terms and conditions applicable to the Margin Account are set out in the agreement entered into by the undersigned to purchase securities on margin, and to otherwise borrow against securities (together with any amendments, restatements, modifications, or supplements, the "Margin Account Agreement'), and the foregoing authorization is subject to the terms of the Margin Account Agreement. P. Signature All account owners are required to sign below. The undersigned acknowledges that this authorization is subject to the General Terms for Acounts and Services, es the same may be amended, restated, supplemented, or otherwise modified from time to time in accordance with Its terms. This authorization is to remain in full force and effect until written notice of Its revocation Is received by 3.P. Morgan, in such time and In such manner as to afford Morgan a reasgnable opportunity to act on it. Signature ccilx(is Date JEFFREY E. EPSTEIN Name (Print) Signature Date Vu me (Pnnt) Signature Date Name (Pnnt) Signature Date Name (Print) ).P. Morgan Use Only Title SPN CAS Page 2 of 2 Banker/Investor 4/13 131 Confidential Treatment Requested by JPMorgan Chase JPM-SDNY-00062852 EFTA01583220