Jul-14-2011 04:04 PM JPMorgan Chase 302-634-5955 115 JEFFREY E. EPSTEIN Memorandum To: Janet, JP Morgir From: Morgan Harry Beller Date: July 14, 2011 Re: Jeffrey Epstein Account # Please wire Five Hundred Twenty Dollars and 00/100 ($520.00) from the above account to: Bank Name: Regions Bank ABA #: Account name: Kraus — Manning, Inc. Account #: Reference: Inv # Confidential Treatment Requested by JPMorgan Chase JPM-SDNY-00060560 EFTA01581169