CHASEn IMPORTANT INTORMATION FOR CONSUMERS ABOUT YOUR PERSONAL CHASE CIIECKINO ACCOUNT !starch 0l, 20I3 iv Primary ACCOUrn WHAT YOU NEED TO KNOW ABOUT OVERDRAFTS AND OVERDRAFT FEES An overdraft occurs when you do not have enough money in year account to cover o Unnsaction, but we pay it anyway We can cover your overdrafts in two different ways. I. We have standard overdraft practices that come with your account. 2. We also offer overdraft OfOlettfr041 plan, such as a link to a savings or ay& card account, which may be less expensive than our standard overdraft practices To learn more. ask us about these plans The notice =plans our =rut overdraft INSCIICCI What are the standard overdraft practicer that come with my account' We gp_atnhorirc and pay overdrafts for the following types of transathom Checks and other trarriacoons made using your checking account number Rectums debit card transactions We do not airborne and pay overdrafts for the following type of transaction unless you ask us to Everyday debit card transactions We pay overdrafts at our discretion. which means we do ma eusrantcc that we will always authorize and pay any type of 1181116Clit41. If wed° gg.i. authorize and pay an overdraft your transaction will be declined What fees wall be charged if Chase pays my overdraft/ Under our standard overdraft practice; We will charge you a fee of $34 each time we pay an overdraft Also. each time your account is overdrawn fee 5 consecutive business days. we will charge you n adder tonal SI 5. That is a 3 per day limn on the above $34 fee we can charge you for overdrawing your account. Pagc5 of6 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00054523 SDNY GM_00323721 EFTA01525844