JPMorgan 0 Private Bank THE 2007 JEFFREY E EPSTEIN INSURANCE TRUST #3 DTD 11/01/2007 IMPORTANT INFORMATION J.P. MORGAN CLIENTS CAN NOW ACCESS WAMU ATMS TO WITHDRAW CASH, CHECK BALANCES AND TRANSFER FUNDS WITHOUT AN ATM FEE. THIS GIVES YOU ACCESS TO A COMBINED NETWORK OF 14,300 CHASE AND WAMU ATMS ACROSS 23 STATES. IF YOU HAVE QUESTIONS, PLEASE CONTACT YOUR J.P. MORGAN ADVISOR. Primary Account: For the Period 11/25/08 to 11/28/08 Page 2 of 4 Confidential Treatment Requested by JPMorgan Chase CONFIDENTIAL JPM-SDNY-00041363 SDNY_GM_003 10561 EFTA01514768