From: Richard Joslin To: jeffrey E. <[email protected]> Subject: self initiated transfers Date: Fri, 14 Nov 2014 15:26:57 +0000 Attachments: Self-directed_Transfers.pdf Early in 2014, Rich D and myself put in place a process that accounting would tee up all wires with US Trust which has been adhered to for the most part. Recently there have been incidence of bypassing the process. From: Richard D'Agostino Sent: Friday, November 14, 2014 10:05 AM To: Richard Joslin Subject: EFTA00705581