UBS Client Authorization I authorize UBS Financial Services Inc. and its processing institution (the 'Processing Bank') to initiate the types of transactions indicated above (including adjustments for any entries made in error) to or from my account(s) listed above, and authorize the depository(ies) named on my authorized External Account) or U8S Financial Service Inc to debit and/or credit the requested transactions to my accounts. I authorize U8$ Financial Services Inc. and the Processing Bank to make changes and/or cancellations to transactions requested by me. I further acknowledge that electronic funds transfers under this authorization may be processed as automated clearing house (ACH) debit and credit entries I understand when I authorize a withdrawal from an authorized external account to pay my uas Credit card, UBS Financial Services wjll initiate an electronic funds transfer from my authorized external account and make a bill payment to 1)85 Bank USA I understand these instructions will remain in effect until 1185 Financial Services, inc. has received written notification from me of termi modification in such time and manner as to afford U135 Financial Services, Inc. a reasonable opportunity to act on it. If I dose or account listed above, I will promptly notify UBS Financial Services Inc. of this change. I authorize UBS Financial Services inc at its discretion to discontinue the electronic funds transfer and bill payment service from any listed above if I fail to maintain adequate funds in such account(s) to cover my requested transfers or payments. All electronic funds V will be initiated in accordance with this authorization and the terms and conditions governing my Account. I acknowledge that the tion of electronic funds transfers nwst comply with applicable U.S. law. Ghislaine Account Holder First Name Maxwell X last Name Account Hokler Sgnature Account Holder First Name Last Name Account Holder Signature AC-FT (Rev. 03/17) 0216247736 O201 7 UBS Financial Services Inc Al: ighb, eserved Member MR1 tion or any Pane CONFIDENTIAL UBSTERRAMAR00003282 EFTA00238657