Message From: UBS Financial Services Inc Sent: 2/22/2014 1:18:19 AM To: Subject: NOTICE: Required Account Documentation New account documents for your records Thank you for opening an account with us. As the final step in the account-opening process, please take the following actions. Your next steps • Please download, review and retain for future reference the following (paper copies are available on request): -Retirement Money Fund Prospectus -Agreements 8 Disclosures Addendum • Enroll in Online Services after you receive your new account information by mail. Online Services is required for e-Delivery of statements, confirmations and other UBS communications. An account number, which is on the Account Information page of those materials, will be required to enroll. When enrolled, confirm your e-Delivery preferences. After logging in, select "Profile Settings" and "Go Paperless." Thank you. Scott Stackman I Lyle Casriel 299 Park Avenue 25th Floor New York NY 1 01 71-0002 OCO46):7€42 Request Questions If you have questions. please contact Scott Stackman I Lyle Cashel or me at CONFIDENTIAL UBSTERRAMAR00000172 EFTA00235901