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of loss and the potential 2 The following countries are in the EEA: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Republic of Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, The Netherlands, Norwa
tion and training and a qualified professional engineer. Carlo holds an MBA from Columbia Business School and an MSc in Civil Engineering from the University of Rome, Italy. Charles Smith (49), Managing Partner and Chief Investment Officer. Based in London, Charles is a Managing Partner & Chief Investment Offic
of loss and the potential 2 The following countries are in the EEA: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Republic of Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, The Netherlands, Norwa
tion and training and a qualified professional engineer. Carlo holds an MBA from Columbia Business School and an MSc in Civil Engineering from the University of Rome, Italy. Charles Smith (49), Managing Partner and Chief Investment Officer. Based in London, Charles is a Managing Partner & Chief Investment Offic
of loss and the potential 2 The following countries are in the EEA: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Republic of Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, The Netherlands, Norwa
tion and training and a qualified professional engineer. Carlo holds an MBA from Columbia Business School and an MSc in Civil Engineering from the University of Rome, Italy. Charles Smith (49), Managing Partner and Chief Investment Officer. Based in London, Charles is a Managing Partner & Chief Investment Offic
of loss and the potential 2 The following countries are in the EEA: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Republic of Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, The Netherlands, Norwa
tion and training and a qualified professional engineer. Carlo holds an MBA from Columbia Business School and an MSc in Civil Engineering from the University of Rome, Italy. Charles Smith (49), Managing Partner and Chief Investment Officer. Based in London, Charles is a Managing Partner & Chief Investment Offic
of loss and the potential 2 The following countries are in the EEA: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Republic of Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, The Netherlands, Norwa
tion and training and a qualified professional engineer. Carlo holds an MBA from Columbia Business School and an MSc in Civil Engineering from the University of Rome, Italy. Charles Smith (49), Managing Partner and Chief Investment Officer. Based in London, Charles is a Managing Partner & Chief Investment Offic
Entities connected to both Finland and University of Rome

Denmark
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Norway
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Belgium
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United Kingdom
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Luxembourg
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Ireland
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Hungary
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United States
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Estonia
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Bulgaria
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Romania
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Czech Republic
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Latvia
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Slovenia
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Lithuania
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Slovakia
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Cyprus
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Malta
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Liechtenstein
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Croatia
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