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limits on cash withdrawals. Oklahoma Insurance Disclosure for Car Rental Loss and Damage Insurance Policy We have added an insurance notice for Oklahoma residents regarding insurance fraud. See the following page for Detailed Changes S1093 BP/CCHRGBS/0913 AMEX000572 SDNY_GM_02743871 EFTA_0023 I

ates or related persons or entities. Claim means any current or future claim, dispute or controversy relating to your participation in the program, these Terms & Conditions or any prior program agreement, except for the validity, enforceability or scope of the Arbitration provision. Claim includes but is not limited to:

limits on cash withdrawals. Oklahoma Insurance Disclosure for Car Rental Loss and Damage Insurance Policy We have added an insurance notice for Oklahoma residents regarding insurance fraud. See the following page for Detailed Changes S1093 BP/CCHRGBS/0913 AMEX003650 SDNY_GM_02746949 EFTA 002342

ates or related persons or entities. Claim means any current or future claim, dispute or controversy relating to your participation in the program, these Terms & Conditions or any prior program agreement, except for the validity, enforceability or scope of the Arbitration provision. Claim includes but is not limited to:

ce Policy that you receive as a benefit of your Cardmembership. See the following pages for restrictions. We have also included a legal notice for Oklahoma residents regarding insurance fraud. See the following page for Detailed Changes 80993 BP/CCPLCNT/0913 AMEX006586 SDNY_GM_02749I385 EFTA_00237I

suant to this Arbitration provision and the selected organization's rules in effect when the claim is filed, except where those rules conflict with these Terms & Conditions. If we choose the organization, you may select the other within 30 days after receiving notice of our selection. Contact JAMS or AAA to begin an arb