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EFTA00300965

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gher multiples compared to a subprime lenders with jewelry or trinkets as collateral. In jewelry, Tiffany and Blue Nile are struggling, but Kay. Jared. and Zales are somehow succeeding? I think that's due to their financing arm and aggressive extension of credit. I think there are some big time

s Bank Investment Manage- ment He holds an MS in Industrial Engineering and Technology Management from the Norwegian Uni- versity of Science and Alcoa Inc. (NYSE: AA) - Long 9th Annual Pershing Square Challenge Finalist McCoy Len, CFA Austin Kim mjenl7fggsb.columbia.edu akim I [email protected] Au

EFTA02686105

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en Steven A. Cohen Zehavit Cohen Gary D. Cohn Jared Cohon Vittorio Colao Andrea Coleman Xavier M.

can Security (CNAS) Audrey Kurth Cronin Professor of Strategy U.S. National War College USA Daniel Cruise Vice-President, Public and Government Alcoa Inc. USA Affairs Yolanda Cuba Non-Executive Director Reunert Ltd South Africa Daniel Joshua Global Changemaker British Council New Zealand Cull

EFTA02686169

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en Steven A. Cohen Zehavit Cohen Gary D. Cohn Jared Cohon Vittorio Colao Andrea Coleman Xavier M.

Senior Adviser and Senior Director, Asia Programme The Center for a New American Security (CNAS) USA Daniel Cruise Vice-President. Public and Alcoa Inc. USA Government Affairs Yolanda Cuba Non-Executive Director Reunert Ltd South Africa Daniel Joshua Cullum Global Changemaker British Council