Epstein Secrets

r") of the same date and covering the Property described in the Security Instrument (the "Property"), which is located at: 435 S Tryon St Unit 700 Charlotte, NC 28202 (Property Address) In addition to the covenants and agreements made in the Security Instrument, Borrower and Lender further covenant and

ng Borrower's occupancy of the Property as Borrower's second home. srxxx1321 30000C1321 MULTISTATE SECOND HOME RIDER - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUM ENT Form 3890 1/01 Page 1 of 2 Initials: C -365R (0811) VMP Mortgage Solutions, Inc. (800)521 7291 !18747010420361321! CONFID

r") of the same date and covering the Property described in the Security Instrument (the "Property"), which is located at: 435 S Tryon St Unit 700 Charlotte, NC 28202 (Property Address) In addition to the covenants and agreements made in the Security Instrument, Borrower and Lender further covenant and

ng Borrower's occupancy of the Property as Borrower's second home. Faxxx1321 30000(1321 MULTISTATE SECOND HOME RIDER - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUM ENT Form 3890 1/01 Page 1 of 2 Initials: C -365R (0811) VMP Mortgage Solutions, Inc. (800)521 7291 !18747010420361321! CONFID

Company (the "Lender") of the same date and covering the Property described in the Security Instrument and located at: 435 S Tryon St Unit 700 Charlotte, NC 28202 (Property Address) The Property includes a unit in, together with an undivided interest in the common elements of, a condominium project

h Lender requires insurance, then: (i) Lender waives the provision in saxxx1321 MC=O.321 MULTISTATE CONDOMINIUM RIDER - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3140 1/01 Wolters Kluwer Financial Services !11247010420361321 ! VMPx-8R (0810) Page 1 of 3 Initials: CONFIDENTIAL S

erwriting and Transmittal Summary 1. Borrower and Property Information Borrower Name Co-Borrower Name Property Address 435 S Tryon St Unit 700, Charlotte, NC 28202 Property Type 1 unit 0 2- to 4-units El Streamlined Review K P Limited Review New al Condominium M Established Project K o Limit

V Ref i Pus N Project Name The Ratcliffe II. Mortgage Information Loan Type MI Conventional 0 FHA 0 VA 0 USDA/RHS Project Classification Freddie Mac Fannie Mae SSN 244-41-8004 SSN Occupancy Status 0 Primary Residence K E PUD 0 Investment Property n F PUD Additional Property Information

xpressed second thoughts about the deal. Lewis said the Treasury secretary at the time, Henry Paul- son, and federal regulators made clear that if Charlotte-N.C.-based Bank of America Corp. reneged on its promise, he and the bank's board members would be fired. Bernanke also denied allega- tions that

s up slightly WksilINKITON —11w average rate for a 30-year fixed mortgage was 5.42 percent, up from 5.38 percent a week earlier, mortgage company Freddie Mac said Thursday. Rates on 30-year mort- gages fell to a record low of 4.78 percent earlier this year. But then they rose as high as 5.6 percent earl