Epstein Secrets

ged FDIC fees on their noninterest-bearing business checking accounts will enjoy a fee reduction of approximately 0.10%. This comes as a result of JPMorgan Chase & Co.'s decision to end participation in the Transaction Account Guarantee Program on December 31, 2009, as originally planned. If you have any question

istributors Inc. is a member NASD. JPMorgan Funds are distributed by JPMorgan Distribution Services, Inc., EFTA01532016 which is an affiliate of JPMorgan Chase & Co. Affiliates of JPMorgan Chase & Co. receive fees for providing various services to the funds. Bank products and services are offered by JPMorga

re offered by J.P. Morgan Securities Inc., member NYSE, FINRA and SIPC. Investment Products: Not FDIC insured • No bank guarantee • May lose value Paeni lE nt EFTA01532017 Primary Account: For the Period 12/1/09 to 12/31/09 This Page Intentionally Left Blank Page 4 of 4 EFTA01532018

JPMorgan Funds are distributed by JPMorgan Distribution Services, Inc., EFTA01532021 which is an affiliate of JPMorgan Chase & Co. Affiliates of JPMorgan Chase & Co. receive fees for providing various services to the funds. Bank products and services are offered by JPMorgan Chase Bank, N.A. and its affiliates.

re offered by J.P. Morgan Securities Inc., member NYSE, FINRA and SIPC. Investment Products: Not FDIC insured • No bank guarantee • May lose value Paeni lE nt EFTA01532022 Primary Account: For the Period 1/1/10 to 1/29/10 This Page Intentionally Left Blank Page 4 of 4 EFTA01532023

ged FDIC fees on their noninterest-bearing business checking accounts will enjoy a fee reduction of approximately 0.10%. This comes as a result of JPMorgan Chase & Co.'s decision to end participation in the Transaction Account Guarantee Program on December 31, 2009, as originally planned. If you have any question

re offered by J.P. Morgan Securities Inc., member NYSE, FINRA and SIPC. Investment Products: Not FDIC insured • No bank guarantee • May lose value Paeni lE nt EFTA01551208 Primary Account: For the Period 12/1/09 to 12/31/09 This Page Intentionally Left Blank Page 4 of 4 EFTA01551209

JPMorgan Funds are distributed by JPMorgan Distribution Services, Inc., EFTA01575694 which is an affiliate of JPMorgan Chase & Co. Affiliates of JPMorgan Chase & Co. receive fees for providing various services to the funds. Bank products and services are offered by JPMorgan Chase Bank, N.A. and its affiliates.

re offered by J.P. Morgan Securities Inc., member NYSE, FINRA and SIPC. Investment Products: Not FDIC insured • No bank guarantee • May lose value Paeni lE nt EFTA01575695 Primary Account: For the Period 12/1/09 to 12/31/09 This Page Intentionally Left Blank Page 4 of 4 EFTA01575696

JPMorgan Funds are distributed by JPMorgan Distribution Services, Inc., EFTA01575689 which is an affiliate of JPMorgan Chase & Co. Affiliates of JPMorgan Chase & Co. receive fees for providing various services to the funds. Bank products and services are offered by JPMorgan Chase Bank, N.A. and its affiliates.

re offered by J.P. Morgan Securities Inc., member NYSE, FINRA and SIPC. Investment Products: Not FDIC insured • No bank guarantee • May lose value Paeni lE nt EFTA01575690 Primary Account: For the Period 10/31/09 to 11/30/09 This Page Intentionally Left Blank Page 4 of 4 EFTA01575691

JPMorgan Funds are distributed by JPMorgan Distribution Services, Inc., EFTA01575699 which is an affiliate of JPMorgan Chase & Co. Affiliates of JPMorgan Chase & Co. receive fees for providing various services to the funds. Bank products and services are offered by JPMorgan Chase Bank, N.A. and its affiliates.

re offered by J.P. Morgan Securities Inc., member NYSE, FINRA and SIPC. Investment Products: Not FDIC insured • No bank guarantee • May lose value Paeni lE nt EFTA01575700 Primary Account: For the Period 1/1/10 to 1/29/10 This Page Intentionally Left Blank Page 4 of 4 EFTA01575701

JPMorgan Funds are distributed by JPMorgan Distribution Services, Inc., EFTA01575684 which is an affiliate of JPMorgan Chase & Co. Affiliates of JPMorgan Chase & Co. receive fees for providing various services to the funds. Bank products and services are offered by JPMorgan Chase Bank, N.A. and its affiliates.

re offered by J.P. Morgan Securities Inc., member NYSE, FINRA and SIPC. Investment Products: Not FDIC insured • No bank guarantee • May lose value Paeni lE nt EFTA01575685 Primary Account: For the Period 10/1/09 to 10/30/09 This Page Intentionally Left Blank Page 4 of 4 EFTA01575686