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OREIGN AND OTHER TAX LAWS AND THE POSSIBLE EFFECTS OF CHANGES IN UNITED STATES OR OTHER TAX LAWS. S-28 EFTA00690318 UNDERWRITING Merrill Lynch, Pierce, Fenner & Smith Incorporated, Morgan Stanley & Co. LLC, RBC Capital Markets, LLC, UBS Securities LLC and Wells Fargo Securities, LLC are acting as representatives of the underw
ONLY AND MAY NOT BE APPLICABLE DEPENDING UPON A HOLDER'S PARTICULAR SITUATION. PROSPECTIVE PURCHASERS OF
ings and Retirement P=an who are subject to Section 16 of the Securities Exchange Act of 1934, as amende=. (a)(9) Form of letter from Merrill Lynch, Pierce, Fenner & Smith Incorporated to all participants in the Company's Stock Purchase Plan. (a)(10) Form of Notice to holders of vested stock options. (a)(11) Form of Summary Adver
nt to the Offer. An exchange of Shares for cash pursuant to the Offer will be a taxable transaction for United States feder=l income tax purposes. A Holder who participates in the Offer will, depending=on such Holder's particular circumstances, be treated either as recognizin= gain or loss from the disp
rve assets 190 188 226 262 280 279 302 337-376 by holder: Investment funds t 4 4 5 5 5 6 8 7 Commercial ba
nch Global Research policies relating to conflicts of interest are described at http://go.bofa.com/coi. "BofA Merrill Lynch" includes Merrill Lynch, Pierce, Fenner & Smith Incorporated ("MLPF&S’) and its affiliates. Investors should contact their BofA Merrill Lynch representative or Merrill Lynch Global Wealth Management financial a
Page: HOUSE_OVERSIGHT_016193 →Entities connected to both Pierce, Fenner & Smith Incorporated and Eric Holder

Jeffrey Epstein
PERSON
NEW YORK NY
LOCATION
Richard Kahn
PERSON
George W. Bush
PERSON
United States
LOCATION
Ghislaine Maxwell
PERSON
Samantha Power
PERSON
Marc Rich
PERSON
Donald Trump
PERSON
Bill Clinton
PERSON
Paul Volcker
PERSONAmanda
PERSON
John Brennan
PERSON
Barack Obama
PERSON
Bloomberg L.P.
ORGANIZATION
John F. Kennedy
PERSON
New York
LOCATION
the Internal Revenue Service
ORGANIZATION
Stephen Hawking
PERSON
Lesley Groff
PERSON