3
Shared Docs
3
Same-Page
7 / 3
Mentions
transaction for tax purposes; • a United States holder (as defined below) whose functional currency for tax purposes is not the U.S. dollar; • a United State expatriate; or • a person liable for alternative minimum tax. This section is based on the United States Internal Revenue Code of 1986. as amended
agency or instrumentality of the United States, including the FRB and other federal bank regulatory agencies) or any political subdivision of or in the United States that is enacted or becomes effective after the initial issuance of any share of the Series F Preferred Stock, (ii) any proposed change in those laws
erson and you have furnished a valid IRS Form W-8 or other documentation upon which the payor or broker may rely to treat the payments as made to a non-United States person, or (ii) you othenvise establish an exemption. Payment of the proceeds from the sale of Series F Preferred Stock effected at a foreign office
bsidiary of The Depository Trust & Clearing Corporation ("DTCC"). DTCC is the holding company for DTC, National Securities Clearing Corporation and Fixed Income Clearing Corporation, all of which are registered clearing agencies. DTCC is owned by the users of its regulated subsidiaries. Access to the DTC system is also available
thholding taxes may apply to certain types of payments made to "foreign financial institutions" (as specially defined in the Code) and certain other non-United States entities. Specifically, a 30% withholding tax may be imposed on dividends on, and gross proceeds from the sale or other disposition of, depositary s
e appointed within 60 days after delivery of the notice of resignation or removal and must be a bank or trust company having its principal office in the United States and having a combined capital and surplus of at least S50 million. Reports The depositary will forward to the holders of ow depositary shares all r
bsidiary of The Depository Trust & Clearing Corporation ("DTCC"). DTCC is the holding company for DTC, National Securities Clearing Corporation and Fixed Income Clearing Corporation, all of which are registered clearing agencies. DTCC is owned by the users of its regulated subsidiaries. Access to the DTC system is also available
iodical income received from sources within the United States if such income is not treated as effectively connected with a trade or business within the United States. The 30% rate may be reduced or eliminated under the provisions of an applicable income tax treaty between the United States and the country in whic
nder should qualify as a -publicly offered security" within the meaning of the Plan Asset Regulations. Governmental plans, certain church plans and non-United States plans (each, a "Non-ERISA Plan"), while not subject to the fiduciary responsibility or prohibited transaction provisions of Title I of ERISA or Sec
ubsidiary of The Depository Trust & Clearing Corporation ("DTCC"). DTCC is the holding company for DTC, National Securities Clearing Corporation and Fixed Income Clearing Corporation, all of which are registered clearing agencies. DTCC is owned by the users of its regulated subsidiaries. Access to the DTC system is also availabl
Entities connected to both United States and Fixed Income Clearing Corporation

United Kingdom
LOCATIONthe District of Columbia
LOCATION
Morgan Stanley
ORGANIZATION
Hong Kong
LOCATION
Luxembourg
LOCATIONKeogh
ORGANIZATION
Ontario
LOCATIONthe New York Stock Exchange
ORGANIZATIONthe U.S. Department of Labor
ORGANIZATIONthe Federal Reserve System
ORGANIZATIONthe Monetary Authority of Singapore
ORGANIZATIONRegistrar
ORGANIZATION
BofA Merrill Lynch
ORGANIZATIONMorgan Stanley & Co. LLC
ORGANIZATIONthe Securities and Futures Ordinance
ORGANIZATIONThe Bank of New York Mellon
ORGANIZATIONUBS Investment Bank
ORGANIZATIONthe New York Banking Law
ORGANIZATIONStandard & Poor's Ratings Services
ORGANIZATIONthe "Trustee
ORGANIZATION