Epstein Secrets

on-U.S. financial institutions and certain other non-U.S. non-financial entities that fail to comply with certain information reporting obligations. Non-United States holders should consult with their own tax advisors regarding the possible implications of FATCA on their investment in the debentures. Backup With

kley Corporation. W. R. Berkley Corporation Introduction We are an insurance holding company that is among the largest commercial lines writers in the United States. We operate in the following segments of the property casualty insurance business: • insurance- primarily commercial insurance business, including e

al increase in the risk that interest accruable or payable by us on the debentures is not, or will not be, deductible by us in whole or in part, for U. S. federal income tax purposes. "Rating agency event" means that any nationally recognized statistical rating organization within the meaning of Secti

the IRS and to each non-United States holder the amount of interest (including OID, if applicable) paid with respect to the debentures held by such non-United States holder and the rate of withholding (if any) applicable to such non-United States holder. Any amounts withheld under the backup withholding rules gen

ing underwriters, banks, trust companies, clearing corporations and other organizations. DTC is owned by a number of its direct participants and by the New York Stock Exchange, Inc., the NYSE MKT LLC and the Financial Industry Regulatory Authority, Inc. Access to the DTC system is also available to others, which we sometimes re

r of the New York Stock Exchange, Inc. and other principal securities exchanges. The offices of the Administrator are located at 1285 Avenue of the Americas, New York, New York 10019, and its telephone number is (800) 486-2608. The Administrator may, directly or indirectly, assign all or any part of it

THROUGH ITS INVESTMENT IN MILLENNIUM PARTNERS, L.P. TRANSACTIONS ON MARKETS LOCATED OUTSIDE THE UNITED STATES, INCLUDING MARKETS FORMALLY LINKED TO A UNITED STATES MARKET, MAY BE SUBJECT TO REGULATIONS WHICH OFFER DIFFERENT OR DIMINISHED PROTECTION TO THE POOL AND ITS PARTICIPANTS. FURTHER, UNITED STATES REGU

IPANTS. FURTHER, UNITED STATES REGULATORY AUTHORITIES MAY BE UNABLE TO COMPEL THE ENFORCEMENT OF THE RULES OF REGULATORY AUTHORITIES OR MARKETS IN NON-UNITED STATES JURISDICTIONS WHERE TRANSACTIONS FOR THE POOL MAY BE EFFECTED. This Confidential Memorandum relates to an offering of: Class GG interests (the "Cl

of UBS Americas, is registered as a broker-dealer under the U.S. Securities Exchange Act of 1934, as amended (the "1934 Act"), and is a member of the New York Stock Exchange, Inc. and other principal securities exchanges. The offices of the Administrator are located at 1285 Avenue of the Americas, New York, New York 10019, an

tional 968107 6 EFTA00300208 Association of Securities Dealers, Inc. or, if the transaction which gives rise to such controversy is effected in another United States market which provides arbitration facilities, before such other facilities." The NASD is now known as the Financial Industry Regulatory Authority

rved by email and first class mail, this 16th day of September, 2009, on: Gabrielle Gould KRAMER LEVIN NAFTAILIS & FRANKEL LLP 1177 Avenue of the Americas New York New York 10036 E-mail: David B. Anders Meredith L. Turner WACHTELL, LIPTON, ROSEN & KATZ 51 West 52nd Street New York New York 10019

be determined by arbitration." Furthermore, the arbitration is required to be "held at the facilities and before an arbitration panel appointed by the New York Stock Exchange, Inc., the American Stock Exchange, Inc. or the National 968107 6 EFTA00300208 Association of Securities Dealers, Inc. or, if the transaction which gi

e term "U.S. holder" means a beneficial owner of a Note that is: • an individual who is a citizen of the United States or who is a resident alien of the United States for U.S. federal income tax purposes; S-23 EFTA00690313 • a corporation or other entity taxable for U.S. federal income tax purposes as a corpora

xchange under the symbol "UZR' and our 7.25% Senior Notes due 2063 are listed on the New York Stock Exchange under the symbol "UZB." The offices of the New York Stock Exchange, Inc. are located at 11 Wall Street, New York, New York, 10005. The SEC allows us to "incorporate by reference" information into this Prospectus, which m

e appointed within 60 days after delivery of the notice of resignation or removal and must be a bank or trust company having its principal office in the United States and having a combined capital and surplus of at least $50,000,000. Miscellaneous The depositary will forward to the holders of depositary shares al

The net proceeds to us from the sale of securities also will be set forth in the applicable prospectus supplement. Our common shares are listed on the New York Stock Exchange, Inc. ("NYSE") under the trading symbol "VR." Other than for ow common shares, there is no market for the other securities we may offer. None of the Secu